▲ Advantages:
1, this insurance is very cost-effective, the cost is the lowest in the same age group, but the protection is the most comprehensive. The payment for minor ailments has increased in both quantity and proportion; Especially for people before 18 years old, it has great advantages. For the death liability of 18, this product will pay twice the premium paid.
2. Mild symptoms: 35 kinds. As far as medical care is concerned, Tianan Life Insurance has the most types of auspicious tree (health source), with the highest payment of 5 times, with the first two payments accounting for 20% and the last three payments accounting for 30%; And they are all extra payments.
3. Minor illness incidental premium exemption: After the waiting period is over, during the payment period, minor illness is exempted from the remaining later premium, and the guarantee responsibility continues to be effective.
4. Additional premium exemption for the insured: If the insured and the insured are not the same person, and the insured suffers from serious illness, mild illness or death, all premiums in the later period will also be exempted.
5.80 kinds of major diseases: during the waiting period, the paid premiums will be refunded; After the waiting period, pay 100% of the basic insurance amount.
▲ Disadvantages
1, Tianan Life Insurance Company's popularity is relatively small, which may be unacceptable to some people, but anyone who knows the insurance law will know that this problem is not big.
2. There are few branches. Tianan Life Insurance only has branches in Beijing, Jilin, Hebei, Qingdao, Shandong, Henan, Shanghai and Sichuan. Many people in other areas go directly to the insurance company counter to handle related insurance after-sales matters, which is very inconvenient.