However, it is worth noting that once the tax-deferred old-age insurance products are purchased, they can only apply for surrender if the liability exemption agreed in the insurance contract leads to total disability or death, or suffers from a major disease agreed in the insurance contract. Therefore, professionals advise the public to choose large, professional and highly recognized insurance companies, and at the same time pay attention to the stability of investment channels and other factors.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.