Xinhua Health Worry-Free C is a critical illness insurance and does not provide return service. This means that if there is no serious illness during the insurance period, the premium will not be refunded. However, this insurance provides a high amount of protection and comprehensive protection, including 100 major diseases, 35 minor diseases and 10 specific diseases.
In addition, it also provides the function of exemption from insurance premium, that is, if the insured is diagnosed with minor diseases or specific diseases, the insurance company will exempt the subsequent premiums payable.