Mrs. Jin Shou, Jin Nuo You Xiang and Jin Nuo Life 20 18 all belong to adult critical illness insurance products, and the protection contents of the three contents are relatively simple:
From the basic guarantee point of view, the critical illness protection of the three products can protect 105 major diseases, and pay 1 times, which is not much different from other critical illness insurance products on the market.
From the perspective of other guarantees, the highlight of this product is that elderly people suffering from certain serious diseases can pay an additional 65,438+000% of the basic guarantee, as well as adult serious illness disability protection and total disability protection. The other two critical illness insurance products only have total disability protection. Compared with Mrs. Jin Shou, this product is still better. If you are more concerned about the extra compensation for certain serious diseases of the elderly, you can consider buying this product of Mrs. Jin Shoushou.
Children's Super Baby 3.0, its basic guarantee is similar to other children's critical illness insurance products on the market, and the minor illness payment is only 20% of the basic guarantee. However, it can pay double coverage for children with 15 specific diseases, which is the highlight of this product. However, this is a critical illness insurance product with a return function, so the price is not cheap.
Generally speaking, the major critical illness insurance products of Pacific Insurance still have their own characteristics. I suggest you consider buying according to the product characteristics and your actual situation.