The following serious diseases are defined by insurance institute of china and Chinese Medical Association:
1. Malignant tumor (common malignant tumors include nasopharyngeal carcinoma, lung cancer, esophageal cancer, cardiac cancer, gastric cancer, primary liver cancer, colorectal cancer, breast cancer and malignant lymphoma).
2, acute myocardial infarction 3, stroke sequelae
4, important organ transplantation or hematopoietic stem cell transplantation (kidney transplantation, heart transplantation, lung transplantation, liver transplantation, bone marrow transplantation)
5, coronary artery bypass grafting 6, end-stage renal disease (uremia)
7. Loss of multiple limbs 8. Acute or subacute severe hepatitis
9, benign brain tumor 10, chronic liver failure.
1 1, encephalitis sequela 12, deep coma.
13, binaural deafness 14, binocular blindness.
15, paralysis 16, cardiac surgery.
17, severe Alzheimer's disease (Alzheimer's Harmo's disease) 18, severe brain injury.
19, severe Parkinson's disease 20, severe third degree burn
2 1, severe primary pulmonary hypertension 22, severe motor neuron disease
23. Loss of language ability. Severe aplastic anemia
25, aortic surgery
The following serious diseases are diseases that are added beyond the scope of diseases defined by China Insurance Association and Chinese Medical Doctor Association:
26, severe multiple sclerosis 27, severe 1 type diabetes
28. Malignant mole (female) 29. Systemic lupus erythematosus (female)
30, severe primary cardiomyopathy
Ping An added 8 specific mild and severe diseases as follows:
1, early malignant lesions
2. Cancer in situ
3. Skin cancer
4. Severe hearing loss
5, heart valve interventional procedures
6. Aortic surgery
7. Pituitary tumor, brain cyst and brain aneurysm
8. Brain injury
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.