Does the baby health insurance need a physical examination from parents?

1. The baby does not need a physical examination from parents to buy health insurance, because health insurance is based on the insured's body, but it is necessary to tell the health status truthfully when applying for insurance, such as whether he has congenital or familial diseases, whether he is hospitalized after birth, etc.

2. At present, the health insurance products launched by major insurance companies will not require the insured to have a physical examination, unless there is a past medical history, and the current symptoms need to be clarified through physical examination.

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