Shocking commercial health insurance premium scale
Commercial health insurance is an insurance that takes the insured's body as the insurance object to ensure that the insured can be reimbursed for medical expenses caused by accidental injury or disease infection. Commercial health insurance includes sickness insurance, long-term care insurance, medical insurance and income security insurance. 2065438+On May 6, 2005, the executive meeting of the State Council decided to give personal income tax preference to the pilot project of purchasing commercial health insurance, and the pre-tax deduction limit was 2400 yuan per person per year. Therefore, more and more people buy commercial health insurance in China. So, what is the scale of commercial health insurance premiums today?
Relevant data show that in 20 13 years, the premium scale of commercial health insurance in China reached1123.5 billion yuan, a year-on-year increase of 30.2%; By the first half of 20 14, the premium was 1005 billion yuan, up 51%year-on-year; From 20 10 to 20 16, the proportion of health insurance in personal insurance premium income increased from 6.37% to 18. 18%, and the proportion of health insurance in the whole industry increased from 4.66% to 13%. Moreover, the premium of commercial health insurance in the future will be comparable to that of property insurance and life insurance. By 2020, China's commercial health insurance premium is expected to reach 700-1000 billion yuan, which is tied with the three major business sectors of property insurance and life insurance. It can be seen that commercial health insurance is favored by more and more consumers, which also reflects the recognition of health insurance by Chinese people and their concern for their own lives and health. What are the good life insurance recommendations? I just sorted out the relevant contents, hoping to help you: the top ten insurance companies selling life insurance in 2020!
People who eat whole grains will inevitably get sick. Commercial health insurance can provide us with health protection, so it is also a wise choice to buy commercial health insurance. Need to remind you that before applying for commercial health insurance, regardless of age, you must first understand your health insurance status and analyze your health risk gap.
The relevant data of the article comes from China Securities Network.