Thyroid cyst nodule refers to one or several abnormal masses in thyroid cyst, which is very common. RADSI grade, II grade and nodule aperture; 1cm, insurance will generally be extended; RADSIII with nodule pores generally extends1cm; RADSIV and above are generally postponed and refused compensation.
Second, breast nodules
Breast nodules are common in women and are divided into six grades. The greater the grade, the greater the probability of malignant transformation and the greater the difficulty coefficient of insurance. If breast nodules are not treated by surgery, RADSI and RADSII critical illness insurance are generally covered by standard, and medical insurance is generally covered without responsibility. RADSIII general critical illness insurance and medical insurance will not be liable; There is a high probability of delaying or refusing to pay compensation if it exceeds the third level. If the nodule has been surgically treated, it is recommended to give a detailed checklist, surgical treatment medical records and other materials for reference.
Third, pulmonary nodules
Nuclear compensation for pulmonary nodules has always been very strict. Both critical illness insurance and medical insurance have the protection of pulmonary nodules. If it is a pulmonary nodule, it is generally necessary to provide a follow-up and follow-up report within one year. If it is less than one year or there is no follow-up report, the visa will generally be refused or postponed. If the lung nodule is large and it is good according to pathological analysis, then the nuclear compensation is relatively loose.
In short, nodules are generally chronic diseases. Remember to inform clearly before insurance, and give the corresponding inspection report. Whether you can insure is based on the conclusion of compensation.
How to buy 1 10,000 critical illness insurance It is best to choose one million critical illness insurance products. You can refer to the following points:
1, in the cover of the guarantee, all symptoms should be guaranteed, whether it is a serious illness or a minor illness, there is also China's disease;
2. Choose some products with additional payment settings, such as insurance policies that can provide additional protection before the age of 60, which can increase the cost performance of new products;
3. For the target population, choose exclusive protection, on the one hand, it can include rare symptoms, improve the credit line of compensation through the locking of the product, and improve the cost performance of the product;
4. Regarding the promise of compensation, how to choose the goods specified in the random compensation, how to set up the classification, or choose to set up friendly goods.