Hello, I suggest you call the customer service phone of Xinhua Life Insurance directly, or look at the following information about Xinhua Life Insurance. Can you find the answer you want?
Xinhua Life Insurance Company is a big company with a long brand, strong strength and strong claims settlement ability. Most of the insurances Xinhua bought were life insurance, critical illness insurance, annuity insurance and other life insurance businesses.
Whether the company is good or not depends not only on what it says, but also on the actual products. Xinhua's products look good on the whole, but they are a little expensive. However, one product is really not very friendly to consumers. For example, the critical illness insurance promoted by his master-health and worry-free C 1
The health insurance C 1 of Xinhua Life Insurance Company is a one-time payment for critical illness insurance. Please note that the insured in this insurance should be over 18 years old. Specific as shown in the figure:
As can be seen from the figure, Worry-Free Health C 1 has the following advantages:
1, 20% extra compensation: If you were diagnosed with serious illness or died in the previous 10 years, you can get 20% extra compensation.
2. If you unfortunately get one of the six specific serious diseases within the prescribed scope, you can get 20% extra compensation from the insurance company.
But it still has some problems:
1, the price is on the high side, and there are not many bright spots in the guarantee content. The cost performance is not high. 10000 premium, it is more than enough to buy a single payment of critical illness insurance and a term life insurance from other companies.
2. The amount of small claims is very small, and the general amount of small claims is about 30%-40%. The minor illness compensation ratio of Health Care C 1 is only 20%, which is really low.
Here are some cost-effective products worth buying. I tidied it up for everyone. I suggest you look carefully before buying critical illness insurance: the top ten insurance companies are worth buying!
At the same time, I screened the critical illness insurance products on the market and screened out these critical illness insurance products that are not worth buying. If you are interested, you can have a look: Top Ten Insurance Companies' Hot Critical Illness Insurance Inventory!