(1) Some people haven't worked yet, others have just left the society, saving less and spending more. At this time, the economic foundation is relatively weak.
(2) Irregular work and rest, facing the problem of marriage, various superimposed pressures are very great, and the probability of suffering from major diseases such as vascular diseases, hypertension, stroke, cancer and acute myocardial infarction increases.
After analysis, I know that I need to buy cheap but well-protected insurance at my age. At the age of 20, you can buy accident insurance+critical illness insurance+million medical insurance.
1. critical illness insurance
According to WHO data, 75% of people in China are in sub-health. The probability of 20-year-old people suffering from some major diseases is higher than that of the elderly, and young people are more and more prone to major diseases. Critical illness insurance covers major diseases and moderate/mild diseases. Many young people can't afford to treat serious diseases. It is necessary to buy a critical illness insurance at the age of 20.
The younger you are, the cheaper it is to buy critical illness insurance. If you hesitate and unfortunately get a minor illness, the insurance company will not let you buy it. The sooner you buy critical illness insurance, the better. The following ten products are very good:
"Wall crack recommended! Ten new definitions of critical illness insurance with the highest cost performance.
2. Accident insurance
Hundreds of thousands of insured accident insurance only needs about 100 yuan to protect accidental disability and death, which is very suitable for young people to buy. The most basic protection can be accident insurance. For young people, accident insurance with sudden death is more suitable. So I suggest that you give priority to products with comprehensive coverage, and you may wish to refer to these ten excellent products:
"202 1, the most worthwhile accident insurance is here."
3. Millions of medical insurance
Millions of medical insurance is mainly for reimbursement of illness and hospitalization. Many excellent medical insurance have their own green channels for medical treatment, which can provide proton heavy ion therapy. The annual reimbursement amount of several million yuan only needs a few hundred dollars, so don't be afraid of insufficient budget.
I stayed up late to make a list for my friends who can't pick:
Ten million medical insurance rankings are freshly released! 》
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I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
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I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
WeChat official account: Xueba said that insurance costs less, buy the right insurance!