Most people have heard of or purchased million dollar medical insurance, but only a small number of people know or buy high-end medical, in fact, high-end medical products are sold in the UK BUPA, Allianz, China Merchants Trust, Taikang and other insurance companies. The first thing you need to do is to get a good understanding of high-end healthcare before you get to know it: what are the good healthcare insurance recommendations?2020 Hot 20 quality healthcare insurance inventory
High-end healthcare is a kind of commercial healthcare insurance that breaks through the limitations of the national healthcare insurance, which is mainly for the high-income groups such as actors and actresses and elites to provide high-quality healthcare insurance and services, and then what are the advantages of that, the next roughly analyze it.
1, high coverage
High-end medical is a consumer-type pay a year insurance products, premiums from a few thousand to a hundred thousand per year, the amount of coverage is generally based on a few million, and more than tens of millions.
2, the hospital independent choice
Ordinary medical insurance can be reimbursed by the hospital are generally designated hospitals, but high-end health care not only independent choice of public, private or foreign-funded hospitals, but also to choose the major domestic hospitals, hospitals for foreign guests, special hospitals and foreign medical institutions.
3, a wealth of medical services
High-end health care includes the contents of the ordinary medical insurance does not cover the Chinese medicine, physical therapy, can have overseas medical, hospitalization, outpatient, organ transplant, physical examination, and other high-cost comprehensive medical expense protection, but also provides dental, ophthalmology, maternity and other personalized health care projects.
If the hospital the insured person visits is a partner hospital of the insurance company, there is also a direct payment service available, whereby the insurance company settles the bill directly with the hospital by swiping the card and signing.
4. Breaking the limitations of social security on reimbursement
The insured does not need to consider social security reimbursement limitations when he/she goes to the hospital, and he/she can be reimbursed for the costs of imported medicines, imported medical equipments, and medicines that are not on the social security list.
Summary
While high-end medical services and protection are better, the average person can't afford the high annual premiums. In fact, the average person's medical insurance needs can be met by a few hundred dollars a year of million dollar medical insurance, if you want to know which million dollar medical insurance is cost-effective, you may want to compare for yourself: what are the good medical insurance recommendations?2020 hot top 20 quality medical insurance inventory