With the rapid development of China's economic level, our living conditions are getting better and better. The awareness of protection is getting higher and higher, so high-end medical insurance, therefore, is gradually entering our vision. BUPA's high-end medical insurance plan is favored by almost everyone, with its ultra-high coverage, almost unlimited age of enrollment, and so on. Many consumers want to know how much BUPA insurance costs and which BUPA insurance is the best value? Let's take a look at the introduction below.
I. What is BUPA?
Bupa The top international health insurance provider. It is the only comprehensive health insurance company in the world. Bupa is arguably one of the first insurance providers to enter the high-end healthcare market in the United States. Bupa's health insurance has been called the herm of health insurance. why do you say that? Its strong liability and extremely attentive insurance services. Bupa has been very popular with consumers since it entered the domestic market. Many of you have been interested in finding out what insurance plans are available in the BUPA household and how much the premiums cost, so today, I'm going to take you through the background of Bupa and the current health plan offerings that BUPA has to offer. Which is the best insurance company, I just happened to organize the content, I hope it will help you: the latest list! Top 10 insurance companies in the country
Two: How much does BUPA insurance cost?
Before we know the price, let's take a general look at the types of BUPA medical insurance products, currently BUPA has a superior hospitalization plan, superior plan, global elite plan and international premium plan, we come one by one to explain.
1. Bupa Premier Hospitalization Plan
Total: $12.6 million
Deductible: $25,200
2. Bupa Superior Plan
Total: $31.5 million
Prescription: $18,900
Medical: $15,750
Outpatient: RMB78,750
Check-up: RMB5,040 (6-month waiting period)
Vaccine: RMB4,725
Preventive Dentistry: 2 times
Hospitalization: full benefit
3. Global Elite Plan
Total amount: RMB63,000,000
Prescription Drugs: RMB37,800
Chinese medicine: $25,200
Outpatient: $472,500
Checkup: $9,450 (6-month waiting period)
Vaccine: $9,450
Preventive dentistry: 2 times
Dentistry: $12,600
Hospitalization: full claim amount
Ophthalmology: $6,300
Maternity/Delivery: RMB94,500 for normal delivery / RMB189,000 for caesarean section (Complications fully covered (20% co-payment for individual hospitals in mainland China)) This plan section is free of charge for one child under 10 years old to be insured.
4, International Premium Plan
Health check: 47,250 yuan
Dental/ophthalmic treatment: 94,500 yuan
In addition to the above two limited additional, other items unlimited reimbursement
You can see that each of BUPA's plan coverage is very comprehensive, and the amount of coverage is also very high, so the price of the BUPA insurance how much it takes How much does BUPA insurance cost? Let's move on to find out right away.
Let's take a 30-year-old policyholder as an example, for a one-year cover:
(1) Smart Plan (Asia Pacific): $21,039/year
(2) Premier Hospitalization (except US): $13,351/year
(3) Superior Plan (except US): $33,483/year
(4) Elite Plan (Worldwide) (worldwide, can insure a child up to age 10 for free): $78,526/year
(5) Premier Plan (worldwide, can insure a child up to age 10 for free): $201,761/year
Three: Which BUPA insurance policy is the best value?
The insurance policies currently offered by BUPA each have their own advantages, and which one is the most worthwhile to buy depends on your own personal needs.
If you just want to pay for hospitalization, then the Premier Hospitalization Plan is a good choice. On the other hand, Global Elite is suitable for families with children or those planning to have children as it includes maternity cover and children who can be insured for free. Better plans are more suitable for middle class families or individuals who want to buy insurance. However, the statement, insurance is good to see if it is appropriate or not and depending on the product you choose is the right thing to do.
Price of insurance BUPA content, we share here today. With the gradual improvement of people's living standards, high-end medical insurance market is also getting bigger and bigger, high-end medical insurance, whether from the amount of coverage or from the service, are first-class excellent, if there is this economic conditions, it is recommended that everyone can take out an insurance policy.
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