Three days after the 23-year-old woman's cardiac arrest, the use of artificial cardiopulmonary medical equipment (extracorporeal membrane oxygenation) has become a hot topic of concern. After paying attention to this medical miracle, many people are also discussing what kind of high-end medical equipment families with extracorporeal membrane oxygenation use, starting at 100 thousand and tens of thousands a day.
In fact, this expensive treatment is not beyond the reach of ordinary families. Although it is expensive, if you can buy insurance, you can use medical insurance to avoid the risk of such expenses. As far as the current situation is concerned, most medical insurance clearly points out that extracorporeal membrane oxygenation belongs to the category of compensation. In this way, in addition to the upper-middle class families, ordinary families can also afford this huge expense.
First, extracorporeal membrane oxygenation with expensive equipment.
Extracorporeal membrane oxygenation is not only expensive, but actually more expensive to use. It is precisely because of the high cost that even the top public welfare stars dare not say that they will donate hundreds of sets to the hospital at one time. In 2020, Han Han donated one set to the hospital, and the public welfare foundation in Han Hong also provided several sets to hospitals receiving pneumonia patients. Ali and other large enterprises have also provided such equipment to some hospitals through donations.
But today, there are only more than 200 hospitals in the country that can really be used. The huge purchase cost requires a complete set of use teams to cooperate. This is why in the hospital, the final cost of extracorporeal membrane oxygenation can reach 10 thousand yuan. The huge depreciation expense is also the reason why many hospitals dare not purchase such equipment easily. However, such equipment is expensive to use, but ordinary people can use it.
Second, the double blessing of government and insurance.
First of all, it should be clear that in the first half of this year, the government reimbursed all the expenses of using extracorporeal membrane oxygenation. The cost of using these equipment is entirely borne by the government. Of course, this is a special case. Except for such a large-scale epidemic, it is difficult for the government to pay for every patient who uses extracorporeal membrane oxygenation equipment. But medical insurance can really help and ensure that patients can use these devices smoothly.
However, everyone should also pay attention to the relevant matters when purchasing medical insurance. Taiping Insurance's medical insurance clearly stated that the cost of extracorporeal membrane oxygenation was not included in medical insurance coverage. If you need to buy this kind of insurance, you need to choose carefully. After all, not any medical insurance can provide such a guarantee for itself. Apart from these help, few families can use extracorporeal membrane oxygenation.
Third, other household equipment.
Most families use this kind of equipment, and basically they can only use it by selling their fixed property. This is the practice of ordinary families, but for some families with wealth share, the cost of using extracorporeal membrane oxygenation is not a problem. According to the current use cost, the cost of using extracorporeal membrane lung oxygen for one week is about 300,000-500,000 yuan. The specific standards of different hospitals are different, and the cost of charging is also different. But on the whole, its cost is still very high, which is very difficult for most ordinary families without insurance.