"IOU" refers to "note-like IOU". "Owe" means "borrowing someone else's property and not paying it back, or the property that should be given to others has not been given yet"; "IOU" means "a written document owed to someone else's property."
IOU format
***一***Title
The title of the IOU is generally composed of the name of the genre, that is, in a larger font in the middle above the text Write the word "IOU". Some also write the words "arrears" or "owe now" as the title in this position, but the text of this title is written in the top box of the next line.
***II*** Text
The text of the IOU should state who or what unit is owed, what the quantity is, and the date of repayment should be indicated.
***三*** signature
The signature must be signed by the name of the debtor's unit and the signature of the person handling it. If it is an IOU issued by an individual, it must be signed by the individual who owes the debt. name. And also sign the date of the IOU. The unit's official seal must be stamped, and the individual's private seal must be stamped.
Notes on writing IOU*** IOU***
1. The format and content must be complete. A complete IOU includes four elements: creditor, debtor, content of the debt, return time, signature and time, etc.
2. Pay attention to the form. There should be no spaces or blank lines between the lines, otherwise it is easy for the holder to add other content. Do not write with faded pens, use black ink or blue-black ink for fountain pens. If you use a ballpoint pen or other ink that fades easily, the handwriting will be blurred if it is exposed to moisture or water due to improper storage.
3. Write down the subject matter. When borrowing money, repaying money, borrowing something, or returning something, the amount and quantity should be written clearly in capital letters to prevent alteration or forgery.
4. The content should be expressed clearly. For example, if buying is written as selling, and receipt is written as payment, even though there is a difference of one word, the right and wrong are reversed. For example, the following IOU: "Wang borrowed 50,000 yuan in cash from Liu, and now the debt is 5,000 yuan." The word "huan" here has two pronunciations, which can be interpreted as returning or owing, which is very irregular.
When judges hear cases, they generally follow contract law and the principle is to maintain social fairness and justice. For IOUs where different parties disagree, judicial appraisal is generally resorted to, or supplemented by other evidence. But the fundamental way to resolve such disputes is for citizens to have legal awareness and common sense, learn to write IOUs, and block future troubles in the first step.
IOU template
1
IOU
I still owe the shovel borrowed from the Infrastructure Section of Guangming Road Sub-district Office on May 8 Six, this is the evidence.
Handler: Yang Guangsheng, Eastern District Hospital
August 6, ×
Two
IOU
× In March of ×, I borrowed 80 yuan from Wang Lidong, and now I pay the IOU as a voucher.
Zhang Hongyu ***Signed and sealed***
×Year×Month×Day
Three
IOU
The original loan from Comrade Du Xiaoqiang was three hundred yuan, and one hundred and fifty yuan has been repaid. One hundred and fifty yuan is still owed, and it must be paid off within two months.
Liu Yugang
×Year×Month×Day
How to write the standard format of IOU? What are the necessary contents of the standard format of IOU? Attached below The standard format of IOU is for your reference.
We hereby owe Hu Guanglong, the Leather Goods Wholesale Department of Changhong Department Store, the sum of *** yuan in uppercase letters
One hundred and ten yuan in lowercase ***yuan***, which was paid before the day of the year Pay off the purchase price in RMB cash at the place of purchase.
Residential address of the debtor:
ID card number of the debtor:
Signature of the debtor:
Person in charge of the wholesale department : Year, month and day
The above is the standard format of IOU and the necessary content of the standard format of IOU.
Legal Example: Format of IOU
From practical experience, many people think that as long as I have an IOU from the debtor, there is evidence for litigation. But when the lawyer took a look at the IOU, he found that it was full of loopholes. With an IOU, it can certainly be used as evidence, but the court requires valid evidence. "IOUs full of loopholes" can bring unnecessary trouble to the lawsuit in the least case, and can lead to the failure of the lawsuit in the worst case.
Therefore, a complete and valid IOU should have the following contents:
1. Title: IOU
2. Content: "Today I owe ********* name* **’s ****** type **** Yuan *** Renminbi ****** is capitalized: ***”. If the debtor agrees, you can also write "This amount should be returned on **year**month**; if it is not returned after the due date, **% of the total amount owed will be charged on a daily basis as liquidated damages."
3. The debtor: If it is an individual, the full name should be written. This name should be the name on the ID card and stamped with a fingerprint. If it is a legal person, the full name of the legal person should be written and stamped.
4. Time of arrears: **year**month**day.
An IOU is a note written by people to each other as a voucher or explanation for dealing with financial, material or business transactions.
The general format is:
1. Title. Write "IOU".
2. Text: State the cause or fact *** and the amount involved must be capitalized ***.
3. Signature and date.
Example 1: IOU for borrowing things
IOU
Today I borrowed the following information from a real estate development company in Changsha:
1. A year-end work summary.
2. A copy of the project development plan.
Company Engineering Management Department
Handler:
Year, Month, Day
Example 2: IOU for borrowing money
< p>IOUToday I borrowed ××× RMB for a total of ***￥: Yuan***, which will be paid back within the month without interest.
According to this.
Borrower ***Signature***: ×××
××年×month×日
Sample
IOU : How much money do I owe to someone for a certain reason, and when will it be paid back? How to calculate interest, what kind of liability for breach of contract will be borne if the debt is not repaid, the debtor’s signature, fingerprint or official seal, year, month and day.
The IOU is actually a debt contract, which can be written like this:
IOU
I owe Mr. Zhuge Liang of Yinan County, Shandong Province RMB 50 today for his arrows. ***Capital: Wu Shi Yuan***, scheduled to be repaid on August 10, 2006, with interest calculated at 3% per month. The debtor Zhou Yu owes the debt on April 10, 2006
I have separated each of the above items with spaces, and it includes the following items:
1. Nature of the contract: Arrears.
2. The counterparty to the contract is the creditor: Mr. Zhuge Liang.
3. The amount of the subject: arrow cluster.
4. Currency of debt: RMB.
5. Contract amount: 50 yuan ***including uppercase and lowercase***.
6. Performance date: repayment on August 10, 2006
7. Interest rate: Interest is calculated at 3% per month.
8. One party to the contract: the debtor - Zhou Yu. Of course, "Zhou Yu" must sign personally, or ask for a fingerprint.
9. Date of arrears: April 10, 2006