According to media reports, Qingyuan Social Security Bureau recently revealed that the settlement center in the province has been established and it is expected to go online for testing in September. There are 10 hospitals at or above the county level in Qingyuan and Guangzhou, which basically realize the real-time settlement of medical insurance in different places, and the pension insurance and unemployment insurance are "handled in one place and recognized by both places".
Since Guangzhou helped Qingyuan, the functional complementarity between Guangzhou and Qingyuan has gradually deepened, and citizens have begun to experience this change in their daily lives. Changes in medical insurance network settlement and mutual recognition of social security in Guangzhou and Chongqing have made many citizens feel real convenience. Of course, this convenience is limited to Qingyuan citizens who go to Guangzhou for medical treatment.
In fact, many units in Guangzhou have offices in Qingyuan and buy "five insurances and one gold" in Guangzhou, but many people also work in Qingyuan. Qingyuan citizens can go directly to the corresponding medical institutions in Guangzhou for medical treatment, while Guangzhou citizens cannot go directly to Qingyuan for medical treatment. For Guangzhou citizens working in Qingyuan, there are few opportunities to enjoy the benefits and convenience brought by medical insurance.
Medical insurance has the compulsory characteristics of social insurance. The medical insurance system is legislated and enforced by the state, and a fund system is established. The expenses are paid jointly by the employer and the individual, and the medical insurance premium is paid by the medical insurance institution to solve the medical risks caused by the employee's illness or injury. Citizens pay several hundred yuan for medical insurance every month in Guangzhou. After being assigned to work in Qingyuan, he can neither go to the local hospital for full reimbursement, nor go to the local pharmacy to buy medicine and medical equipment. Some people say that it is desirable to go to Guangzhou to see a doctor, but in fact, I am afraid that I can only sigh that "far water can't put out a near fire" for a condition the size of sesame and mung beans.
Many years ago, there were practical obstacles to mutual recognition of medical insurance transfer, and ultimately it was a conflict of interest between places. From the exploration of mutual recognition of medical insurance in some places, there are indeed many obstacles in operation, such as inconsistent medical insurance policies, inconsistent operational processes, unconnected information systems, and stagnant medical insurance funds. Because the payment ratio, financial subsidies and payment levels are different in different places, places with high medical insurance levels will be considered as "losing money".
Guangqing will test the mutual recognition of water and medical insurance, which is certainly worth looking forward to. In order to realize mutual recognition of designated medical institutions for medical insurance in Guangzhou and Qingyuan, the first thing to be solved is the problem of "seeking medical treatment at home" for Guangzhou people who live and work in Qingyuan. According to the policy of resettlement in different places, medical treatment at the place of residence is reimbursed by Guangzhou standard medical insurance.
With the complementary nature of Guangzhou helping Qingyuan and Guangzhou, people began to realize this change in their daily life. The solution of the two medical insurance networks in Guangqing and the change of social security have made many people feel very convenient. Of course, only Guangzhou Qingyuan People's Hospital is convenient.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.