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With the improvement of the standard of living, more and more people are concerned about the pension life and plan ahead for retirement, and commercial pension insurance has become the choice of many people. So, what are the benefits of buying commercial pension insurance? The details are shown below:Commercial pension insurance product information
1, commercial pension insurance can bless future generations.
Social pension insurance only protects the insured when they are alive, while commercial pension insurance protects the insured's death at the same time as the person's survival, so that their offspring and family members can benefit.
2, commercial pension insurance has the function of both savings and investment.
Nowadays, commercial insurance is no longer limited to a single function of old age, in order to meet the needs of the market, added savings function, dividend function, the establishment of investment accounts. And commercial pension insurance can also be purchased with many other functions of additional insurance, such as health, accident, medical and so on, can enable consumers to get a comprehensive protection planning. In order to meet the needs of the elderly, but also need to take into account other risks, we recommend that you choose according to their own needs in accordance with different priorities.
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3. The level of protection of commercial pension insurance can be higher.
Social pension insurance can only meet people's basic needs, so its level of protection is relatively low. In the case of commercial pension insurance, the policyholder can design the pension insurance according to his own financial situation and the pension protection he wants. The policyholder can flexibly choose the level of protection, and its level of protection will be higher and more comprehensive.
4, provides a wider variety of return plan options.
Social pensions can only receive a fixed amount of money on a monthly basis, which lacks flexibility, while commercial pension insurance can be received on a monthly basis, annually, and can also be sufficient to receive a large sum of money at once.