Mostly sold on the market are annuities or bi-annuities, which can be paired with a universal account for better returns.
But it's still a bit of a stretch to solve the problem of old age.
In response, many insurance companies have introduced annuity insurance products that can be used in retirement communities.
For example, Everbright Life has launched the Bright Life series of annuity insurance, the total premiums are eligible to stay in its retirement community to enjoy quality retirement services.
Just which company is the Bright Life Wise Selection Edition annuity insurance? How is the coverage?
Below to give you a detailed introduction.
1. Which company is Bright Life Wise Selection Annuity Insurance?
2. What is the coverage of Bright Life Wise Selection Annuity Insurance?
3. Summarize
1. Which company is Bright Life WiseChoice Annuity Insurance?
Bright Life Wise Select Edition is an annuity insurance product launched by Everbright Life, and the coverage is also good.
Here's an introduction to Bright Sun Life.
Everbright Sun Life Insurance Co., Ltd. was founded in April 2002, the registered capital is 5.4 billion yuan, the capital strength is good.
Existing shareholders include China Everbright Group Corporation (50%), Canada Sun Life Insurance Company (24.99%), China Bing Investment Management Company Limited (12.505%) and Anshan Iron and Steel Group Company Limited (12.505%), which is a state-owned insurance enterprise controlled by China Everbright Group.
Everbright Life has opened 24 branches nationwide, covering 80% of the country's population area.
The company's risk prevention and control have been smooth and orderly, and its overall risk rating has been maintained at "A" for six consecutive quarters.
Bright Sun Life's core solvency ratio is 108.84%, and the comprehensive solvency ratio is 166.81%, with a risk composite rating of A.
The data shows that there is no problem with Bright Sun Life's solvency, so you can feel free to buy its insurance products. The above is the analysis of which insurance company is Bright Life Wise Choice Edition.
The second, bright life choose edition annuity insurance protection how?
Milkman has made a table of the coverage of the Bright Life WiseChoices annuity insurance:
1, the rules of enrollment
Bright Life WiseChoices annuity insurance can be enrolled in the birth of a full 30 days to the age of 60 years, a wide range of the age of the enrollment, to provide lifelong stability of the protection, or the protection of the receipt of the 20 years after the receipt of the.
Bright Life WiseChoice Annuity Insurance is guaranteed to be collected for 20 years, which provides long-term stable annuity protection for the insured, and guarantees that if you die within the collection period, you can also get the remaining annuity in one lump sum.
The payment period can be chosen as single/3/5/10/15/20/30 years, which is a longer payment period with less financial pressure.
Bright Life Wise Select Edition annuity insurance annual payment minimum of 5,000 yuan, the threshold is not too high, most people can afford.
2, annuity collection
Bright Life Wise Edition annuity insurance annuity can choose to receive monthly or yearly, you can also choose to start receiving at different ages:
Men can choose to start receiving at the age of 60, 65 years old, while women have more choices, 55, 60, 65 years old can be optional, you can choose to choose the need.
It should be emphasized that the annuity cannot be changed once it is started.
3. Value-added services
Bright Life Wise Choice annuity insurance is rich in value-added services, supporting the increase or decrease of the insurance policy, the policy loan and so on.
Flexible capital turnover, you can choose to add or subtract insurance according to your actual economic situation.
And the total premium meets certain conditions, you can also dock Everbright Retirement Community to enjoy high-end retirement community services.
Here's the standard of Everbright Retirement Community's occupancy premium:
Total premium of single policy ≥300,000, traveler's right
Total premium of single policy ≥700,000, long term residence
Total premium of single policy ≥1,000,000, traveler's residence+long term residence
For example, if the total premium is 300,000, and you can pay for it in 30 years, and 10,000 per year, you will be able to enjoy the Traveling Retirement Community, which is a high-end retirement community. You will be able to enjoy a residential retirement community with a comfortable environment, professional medical equipment and companions, and **** the same topic of the same age, it is the "money and leisure" of the old age.
Three, summarize
Bright Life Wise Choice Edition coverage is average, but the biggest advantage is that it can be connected to the retirement community, and the threshold is also lower than the average insurance company.
If you want to plan for your own retirement, you may want to consider this annuity insurance product.
About Bright Life Wise Selection Edition annuity insurance which company? How is the coverage? That's all for now