Whether investment immigrants apply for corporate visas or German immigrants apply for EU blue cards, applicants and their families can enjoy the basic benefits of Germany. The following small series analyzes the German benefits that can be enjoyed after immigrating to Germany from various aspects, hoping to help your immigration road.
1 Equal access to education
The German government attaches great importance to education, and the main principle of German education is equality, that is, everyone enjoys the right to education equally. Therefore, all public schools in Germany are basically tuition-free, and this kind of free education extends from kindergartens, primary schools and middle schools to some universities. Today, although Germany no longer exempts universities from tuition fees, some public universities are still free.
After entering the university stage, you can apply for grants according to your parents' income. The amount of subsidy is about 200-800 euros per month. If you get a doctorate and sign a formal contract with your employer, you can get a monthly subsidy of 1000-2000 euros according to your major and contract.
Whether you are a corporate legal person registered in Germany, an employee visa or an EU blue card, if you have a family, you should apply for a family reunion visa for your family and children as soon as possible. On the one hand, German public kindergartens are in short supply and should be applied as soon as possible; On the other hand, German kindergartens will give priority to younger children. If the child 16 years old or older, he can't come to Germany by family reunion, but by studying abroad, and the success rate of studying abroad is not as high as that of family reunion, and the cycle is short.
2 Perfect medical insurance
In Germany, all people living in Germany must buy medical insurance. The medical insurance system in Germany is a public insurance system, and the public insurance premium is determined according to individual income. Even in remote rural areas, people enjoy extensive medical care, and this service does not depend on the income of patients.
Medical insurance in Germany is divided into public insurance and private insurance. Students at school and employees of the company must purchase public medical insurance. Among them, the medical insurance expenses of the employees of the company shall be borne by both the employer and the employees. The public insurance premium for international students is about 50 euros/month, while if you buy medical insurance from a private insurance company, the cost is basically 70 euros/month.
Medical insurance institutions pay for treatment, except drugs, auxiliary tools, hospitalization expenses and health precautions, and most of the expenses such as tooth filling and tooth extraction when going to the dentist are also borne by medical insurance institutions. In addition, insurance institutions also bear all or part of the cost of recuperation.
Once the insured is sick and recuperates at home and needs professional medical care, the medical insurance company will send nurses to the insured's home to provide comprehensive care and basic life care.
The long-term care insurance premium for 20 16 years is 2.35% of the income, which shall be paid by the company and employees. The long-term care insurance premium for employees who have reached the age of 23 without children is 2.6% of their income. Due to the high labor cost in Germany, applicants are advised to actively participate in nursing insurance. The younger the insured, the lower the premium.
No matter who holds the EU blue card, enterprise visa, employee visa or family visa, you must join German insurance immediately after entering Germany, otherwise you can't renew your visa in Germany to achieve the purpose of immigration.
3. Double protection of old-age pension and unemployment
Statutory old-age insurance is the pillar of social welfare in Germany, which guarantees employees to spend their old age after retirement. German law stipulates that all employees must participate in endowment insurance, and freelancers (including self-employed, business operators and independent operators) can freely choose whether to participate in endowment insurance.
After immigrating to Germany, you can receive a pension every month after retirement age as long as you have paid for 5 years. It is suggested that those who intend to live permanently in Germany actively apply for old-age insurance.
All employees must participate in unemployment insurance, and the unemployment insurance premium shall be borne by employees and employers in half. The number of years and amount received depends on the number of years of insurance payment and the specific salary of the applicant before unemployment. Unemployment benefits are usually 60% of the on-the-job salary (67% if there are 1 child). The duration of receiving unemployment benefits depends on age.
Four comprehensive child support benefits
Children born in Germany can receive maternity allowance, which is a government subsidy for childbirth. Generally, you can get the average after-tax salary for the first three months of maternity leave, of which the insurance company pays 13 euros every day, and the rest is made up by the employer.
If you are not a member of the statutory medical insurance when you are pregnant, such as private medical insurance members, housewives, freelancers, self-employed, students, civil servants, etc. , you can apply for a one-time subsidy of 2 10 euros.
When a child is born, parents can receive parental allowance from the German government to make up for the lost work income during the period of taking care of the child. If the applicant did not have a job before the baby was born, the basic parents' pension of 300 euros can be obtained every month after the baby is born. If both parents apply, they can take a vacation of 14 months at the longest, and they can take a vacation separately or together. If one parent applies, it can last up to 12 months.
Mothers can receive maternity allowance after giving birth. If the mother had a job before giving birth, the maternity allowance she received after giving birth could not exceed the parents' allowance. Parents' allowance will not be received until the maternity allowance is over. If you work for a certain time, you will get ElterngeldPlus instead, and the collection time will be doubled, that is, 4-28 months.
Maternity allowance is usually 65-67% of the child's net income before birth, with a minimum of 300 euros per month and a maximum of 65,438+0,800 euros per month. Compared with the high cost of childbearing and raising in China, German immigrants are a very good choice.
Every child in Germany can receive 180 euros of children's money from the government every month; Starting with the fourth child, each child can receive 200 euros per month. This money can at least make the child 18 years old; 18 years old, in school or vocational training, the longest can be 25 years old; If you are at least 18 years old and are looking for a job, you can get 2 1 year old.
After German immigration, if the applicant fails to apply for the child allowance in time, the government will make up the child allowance from the time the applicant is registered in Germany until his application.