First answer the question: The difference between high-end medical insurance and general medical insurance is mainly reflected in the scope of protection, eligible groups, insurance amount, service scope, etc. In this regard, next, I will talk to you about high-end medical insurance and general medical insurance (taking the million-dollar medical insurance as an example).
Before we start talking, in order to deepen your understanding, the senior sister has prepared a preview material for you. Interested friends can click on this article to have a look:
Super Complete! All the insurance knowledge you want to know is here
The main differences between high-end medical insurance and general medical insurance are:
1. Coverage
Speaking of high-end medical insurance Insurance, many people may be confused and don’t know what high-end medical insurance is.
In fact, high-end medical insurance can be understood as a more advanced type of medical insurance, and it is also a type of commercial medical insurance; compared with million-dollar medical insurance, high-end medical insurance has better coverage and services There are more advantages. For example, the coverage of high-end medical insurance not only includes "medical insurance", but also includes global emergency rescue; on the other hand, million-dollar medical insurance only covers general outpatient services, hospitalization, etc.
However, it should be noted that because high-end medical insurance has many advantages, its premiums are also very expensive.
For more information about high-end medical insurance, friends who want to know more can click this article:
High-end medical insurance is the end of the difficulty of seeing a doctor!
2. Insurable groups
Compared with high-end medical insurance and million-dollar medical insurance, in terms of insurance coverage, some high-end medical insurance coverages are as high as tens of millions of yuan, while Medical insurance worth one million yuan belongs to the million-dollar level.
In terms of hospital coverage, high-end medical insurance can freely choose public hospitals or private hospitals, including expensive hospitals such as United Family Hospital; while million-dollar medical insurance is usually limited to ordinary hospitals in designated hospitals. department.
Although high-end medical insurance has many benefits and is more advantageous than million-dollar medical insurance; but what everyone needs to know is that you get what you pay for, and the corresponding prices of high-end products are naturally not the same. It will be very affordable.
In terms of premium price, high-end medical insurance is much higher than million-dollar medical insurance. Compared with ordinary people, the price-performance ratio of high-end medical insurance is average; on the contrary, million-dollar medical insurance is even more More suitable for ordinary people.
Seeing this, if anyone is considering purchasing a million-dollar medical insurance, the following article is worth your reference:
The latest ranking of the top ten million-dollar medical insurance is out!
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