Employee health insurance should be paid for at least 15 years before you can enjoy the health insurance benefits after retirement. You need to have reached the legal retirement age to retire, and the 15 years refers to the cumulative number of years of contributions. As long as you pay enough 15 years, you can enjoy lifelong medical insurance. China's regulations, men reach the age of 60, female workers reach the age of 50. Female cadres can retire when they reach 55 years old. However, the policy of each region is different, in the end to pay enough how many years, but also according to their own actual situation, as well as the relevant policies to determine.
First, in general, the region is to pay a total of 15 years of time to enjoy the basic medical insurance treatment after retirement. China's statutory retirement age is the national uniform, but the provisions of the accumulated years of contributions to each region of the standard is not the same, as long as the accumulated years of contributions to the region, you can not pay the basic medical insurance premiums after retirement, enjoy life-long medical insurance. If you have not reached the required number of years, you need to continue to pay contributions. Some regions require 20 years, while others require 25 years, and they are all different.
Secondly, in Beijing, for example, men are required to contribute for 25 years and women for 20 years before they can enjoy retiree health insurance. After reaching the retirement age, in accordance with the provisions of the retirement procedures, the insurance reaches the number of years of payment, in order to be able to not have to pay the health insurance. If you have reached retirement age, but the number of years of payment is not enough, then, you need to make up for the one-time by myself, in order to enjoy the pension benefits. Shanghai is the cumulative payment period of more than 15 years can enjoy lifelong medical insurance treatment. Shenzhen's health insurance policy is more complex, often changes, you need to keep an eye on the official website.
While each region's health insurance policy is different, but the retirement can enjoy the health insurance treatment, the minimum should pay 15 years to 25 years of insurance, in the participant to stop contributing after the enjoyment of medical insurance treatment with his payment of the number of years have a relationship, so the provisions of the minimum payment of the number of years, according to their own situation to choose the longer payment of the number of years.