Small Fortunes is a whole life + additional critical illness insurance plan from Ping An Life.
The main insurance policy, Xiaofuxing Whole Life Insurance, which covers death/total disability liability, has nothing to do with disease treatment.
The additional Little Fortuna Early Payment Critical Illness Insurance is related to illness. The targeted therapy is generally used for malignant tumors, critical illness insurance for malignant tumors is diagnosed , that is, as long as the relevant pathology report proves that malignant tumors, then according to the contract to pay out the corresponding insurance benefits.
As for what kind of treatment the patient adopts, radiotherapy, chemotherapy, targeted therapy, or the most advanced proton reionization technology is no problem, even after the pathological report confirms the malignant tumor, even if it is to give up the treatment, the major disease insurance must also pay.
Targeted therapy is generally more expensive, more medical insurance to cope with, so Xiaofuxing additional "eShanghai insurance medical insurance" can play a big role. The cost of targeted therapy can be fully covered.
You can see from the terms and conditions that eShougang Concord Medical Insurance is able to cover the cost of targeted tumor therapies. It's important to note that the eShougang Shougang Insurance has a deductible, an annual deductible of $10,000, and a $10,000 deductible after the social security settlement.
For example, if the cost of a hospital stay is 100,000 yuan, and social security reimburses 60,000 yuan, then the eShougang Insurance medical insurance can claim 30,000 yuan. It is important to note that if you choose "social security status" when purchasing eShougang Insurance, you will have to go through the social security settlement first when you make a claim, otherwise you can only claim 60% of the incurred medical expenses if you make a claim directly to the insurance company.
The above is about the small fortune star whole life insurance, additional early payment of critical illness insurance and additional eShanghai medical insurance on the targeted treatment of the relevant agreement, in general, life insurance, critical illness insurance and treatment is not too much to do with the main relationship is in the medical insurance.