During the activity period, users can enjoy a random discount of 8-20 RMB by paying flexible employment social security premiums and urban and rural residents' medical insurance premiums through the cloud flash payment urban and rural residents' medical insurance payment module, and a single card and a single user (limited to user and device number) are limited to enjoying it 2 times during the single activity period.
Medical insurance generally refers to basic medical insurance, a social insurance system established to compensate workers for economic losses caused by the risk of illness. A medical insurance fund is established through contributions from employers and individuals, and medical insurance organizations provide certain financial compensation to insured persons after they incur medical expenses for sick visits.
The establishment and implementation of the basic medical insurance system gathers the economic strength of the units and members of society, together with the government's financial support, which enables the sick members of society to obtain the necessary material assistance from society, reduces the burden of medical expenses, and prevents the sick members of society from "becoming poor because of illness".
Medical insurance, in the traditional sense, means that it is run by a specific organization or institution, and that a medical insurance fund is raised in a certain area among a certain number of insured people by means of policies and regulations that are enforced or by means of a voluntary contract.
Medical insurance has the basic characteristics of social insurance, such as compulsory, mutual aid and social. Therefore, the medical insurance system is usually legislated by the state, mandatory implementation, the establishment of a fund system, the cost of the employer and the individual **** the same payment, medical insurance premiums paid by the medical insurance organization, in order to solve the workers due to illness or injury brought about by the medical risk.
Medical insurance, like other types of insurance, also collects medical insurance premiums in advance from people threatened by illnesses by means of a contract to set up a medical insurance fund; when the insured person falls ill and goes to a medical institution and incurs medical expenses, he or she is given a certain amount of financial compensation by the medical insurance organization. Therefore, medical insurance also has two major functions of insurance: risk transfer and compensation transfer. That is to say, the economic loss caused by the risk of disease in an individual is spread to all the members threatened by the same risk, and the centralized health insurance fund is used to compensate for the economic loss caused by the disease.
Article 2 of the Social Insurance Law of the People's Republic of China The State establishes a social insurance system for basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance systems, and guarantees the right of citizens to receive material assistance from the State and society in accordance with the law in the event of old age, illness, industrial injury, unemployment or maternity.