The quality of free public **** medical care in Malta is good, but the queue takes a little time. Immigration applicants who want to settle in Malta for a long time will buy private medical insurance. So, how much does private health insurance for Maltese immigrants cost? Medical insurance reimbursement process?
A insurance companies have different products, so the coverage is different. Insurance business in Malta is regulated by the Malta Financial Services Authority. There are various insurance products available in Malta. It is advisable to make a detailed comparison before purchasing private medical insurance. Insurance can generally cover accommodation and ancillary expenses, operating room expenses, medicines, medical supplies and surgical molds, surgical expenses and anesthesia, pathology slides, radiological examinations including CT, MR*** vibration, diagnostic and pathological treatments, ambulance expenses and so on. Some insurances have upper limit requirements, such as €50,000, €100,000, etc. Different types of insurance have different requirements.
2. Whether it is a public or private hospital clinic nursing home in Malta, or an offshore medical facility with specialized medical equipment and treatment licenses, it can be legally registered and recognized by your insurance company. If you wish to use a private health insurance policy from another country, you will need to pay for the treatment first and then contact your insurance company within 3 months to reimburse the insurance claim. Of course, it is always a good idea to consult your insurance company before traveling to another country for treatment.
Third, choose a general practitioner by consulting with a pharmacy or local medical center institution, and choose a suitable public or private hospital by communicating with your general practitioner; contact your insurance company before treatment to check if the treatment is covered by the policy, and after the treatment is completed, the in-patient and day-patient treatments in the policy are paid for directly by the insurance company directly; the rest need to be paid upfront by the individual; submit the prepaid expense vouchers to the insurance company within 3 months after the treatment is completed; the insurance company will settle the claim within 7 working days. The reimbursement rate varies depending on the insurance policy purchased. Usually the insurance company will reimburse up to an agreed limit in advance. That is, how much does private health insurance for Maltese immigrants cost? All about the medical reimbursement process, knowing these conditions you can apply for Malta immigration. We hope you know how to apply for Malta immigration after reading our answer.