I. What does a fixed asset loan include?
Technological transformation loan: mainly used for existing enterprises to expand the scale of production for the purpose of the loan. Technology development loans: enterprises in the production, self-financing insufficient loans issued, mainly for science and technology, medicine and health, education, industrial enterprises, agriculture and other projects issued. Capital construction loans: for economic, scientific and technological development and flat new projects, in the expansion of production capacity of the new location to rely on plant, increase equipment or personnel investment projects, such loans must be issued in accordance with the national capital construction loan annual plan. Business outlets loans: loans for business, catering tourism and industrial oil, tobacco industry, etc. to expand outlets and improve service facilities renovation.Second, fixed asset loan application conditions
1, there are industrial and commercial administrative departments of the annual inspection of the business license, business corporations to have legal personality documents. 2, the applicant has a certain amount of its own funds, good business efficiency, there is enough capacity to clear the debt. 3, there are individual basic accounts and deposit accounts in the bank. 4, the project is in line with the national industrial policy, credit policy, there is a national proportion of capital. 5, the project was approved by the relevant government departments, supporting conditions are ready, imported equipment, materials, sources of implementation. 6, apply for foreign exchange fixed asset loans, must hold import certificates or registration documents. 7, the application for foreign exchange fixed asset loans, must have import certificates or registration documents.