The medicines that can be bought with a medical insurance card are as follows:
Medicine insurance can be used to buy medicines (over-the-counter medicines), medical devices, thermometers and blood pressure monitors and other such auxiliary checking equipment at designated pharmacies.
Meanwhile, employee health insurance is generally divided into individual account and co-ordinated account:
(a) Individual account can pay for the following expenses:
1, designated retail pharmacy drugstore purchase costs, outpatient, emergency medical expenses;
2, used for the purchase of their own commercial insurance, accidental injury insurance, etc.;
3, basic medical insurance co-ordination fund starting standard Medical expenses below the threshold of the Basic Medical Insurance Coordination Fund;
4. If the threshold of the Basic Medical Insurance Coordination Fund is exceeded, the individual will be responsible for a proportionate share of the expenses payable;
5. If the individual account is insufficient to pay for a portion of the expenses, the individual will be responsible for paying for the expenses himself.
(2) The co-ordinated account mainly pays the following expenses:
1. medical expenses for hospitalization;
2. outpatient medical expenses for radiation treatment of malignant tumors, renal dialysis, and anti-rejection medication after renal transplantation;
3. medical expenses for patients who are admitted to hospitalization after emergency rescue and are under hospitalization for a period of seven days prior to hospitalization.