1, the main use of health insurance is outpatient payment. In the designated hospital when you show your card to prove your identity and registration, you do not need to pay first and then reimbursement, directly from the medical insurance and hospital settlement of the part of the medical insurance reimbursement, only in the checkout, the part of the out-of-pocket by their own medical card balance or cash payment.
2, hospitalization reimbursement, there is a starting line (the starting standard is generally 10% of the average annual salary of the city's employees in the previous year), that is, the starting line of money to pay for their own, more than the starting line of the part of the reimbursement of the local health insurance regulations, reimbursement rates are not the same everywhere, and different hospitals and different projects are not the same, about 80%, the details of the local labor security online to learn. The local labor security network to understand.
3. The money in the medical insurance card account can not be used for shopping, cash, but it can be used to pay for the following expenses: designated retail pharmacy drug costs, outpatient, emergency medical expenses, for the purchase of commercial insurance, accidental injury insurance, and so on.
4. Note: When the number of transactions on the medical insurance card reaches 60, the insured employee must go to the savings office of the Bank of China to print the transaction record, otherwise, the use of the card will be stopped. After the transaction records are printed, the card can continue to be used.
Expanded Information1, social medical insurance card (referred to as medical insurance card or medical insurance card) is a special card for medical insurance personal account, it is a personal ID card as the identification code, stored in the records of the personal ID number, name, gender, as well as the account of the allocation of funds, consumption and other details of information.
2. The medical insurance card is generally contracted by the local designated agent bank and is a kind of multi-functional debit card of the bank. After the insured unit pays its contribution, the local medical insurance business department will entrust the bank to disburse the portion of the individual account fund to the individual medical insurance card of the insured employee at the end of the month.
References ? Baidu Encyclopedia-Medicare Card