1. Employees with the withdrawal of documents, to the unit to withdraw housing fund application, the unit after verification, issued a "withdrawal application" in duplicate. The centralized sealing account employees to the sub-centers or management department to apply for the issuance of the "withdrawal application".
2. With the "Withdrawal Application Form" and other withdrawal application materials, the employee applies for the withdrawal of housing fund at the sub-center or management department where the unit contributes to the housing fund, and the sub-center or management department issues the "Withdrawal Notification", and the employee confirms the amount of the withdrawal with his/her signature.
3. The employee will go to the Construction Bank on the same day with two copies of the Application for Withdrawal and three copies of the Notification of Withdrawal confirmed by the sub-center or the management department to go through the procedures of withdrawing the money on the same day.
4. The employee shall return a copy of the "Notice of Withdrawal" to the unit after the confirmation of the payment by the Construction Bank, which shall be used as a voucher for the unit to keep accounts.
Two, the conditions of withdrawal:
Housing consumption withdrawal including housing consumption one-time withdrawal and housing consumption monthly withdrawal.
1. one-time withdrawal: including the purchase of commercial housing, price-restricted commercial housing, targeted sales (resettlement) affordable housing, private housing, public housing and other self-owned housing; in the rural collective land construction, renovation, overhaul of their own housing
2. monthly withdrawal: including repayment of the principal and interest of the housing loan; payment of rent or ** rent subsidies for the economic rental housing rent. The following is a list of the most important things you can do to make your life more comfortable.
Non-housing consumption withdrawals include cancellation withdrawals and monthly withdrawals.
1. cancellation of the withdrawal: including departure, retirement; agricultural household registration of employees aged 60 years old, women aged 55 years old; to foreign countries, Hong Kong, Macao and Taiwan to settle; total loss of working capacity, most of the loss of working capacity or severe disability (first or second degree of disability) and the unit of the termination of labor relations or termination of the receipt of unemployment insurance; sentenced to a prison term, the account out of the city, the city household registration of non-city employees Leaving the city and terminating the labor relationship with the unit; transferring the housing fund account to a centralized deposit account for two years or terminating the labor relationship with the original unit for two years; going to work outside the city's administrative region and establishing and contributing to the housing fund there; the death of the employee or the death of the employee is declared. Compared with the original withdrawal policy, the addition of the agricultural household employees aged 60 years old, women aged 55 years old, and to work outside the city's administrative region and to establish and contribute to the housing fund in the local two reasons for the closure of the withdrawal.
2. Monthly withdrawal: including the city was included in the scope of the minimum subsistence guarantee for urban residents or the scope of special hardship assistance; family members suffering from major diseases (including myocardial infarction, uremia, leukemia, cirrhosis of the liver, aplastic anemia, wind and heart two narrow and two closed, cerebrovascular malformations, cerebrovascular accidents, necrotizing intestinal obstruction, hepatic atrophy, severe compound trauma, serious electrical injuries, a variety of cancerous lesions) Hospitalization. Compared with the original extraction policy, increased to be included in the scope of the special hardship assistance to extract the reasons.