1, employee social security. Employee social security class is in accordance with the contribution base to determine, there is no grade, the current minimum grade is 60% of the average monthly salary of employees last year, the highest grade is 300% of the average monthly salary of employees last year. And within this period of time in accordance with the actual situation of the employee's average monthly salary to pay;
2, residents of social security. Resident social security a **** there are 10 grades, respectively, is 100 yuan to 1000 yuan ranging. The higher the grade of social security payment, the higher the social security fee you need to pay every month. But the social security benefits you can enjoy after retirement will also be higher. So when you pay social security, or according to their own actual situation to choose, must be from the treatment after retirement, as far as possible to choose a higher grade.
The main difference between the first and the third grade is as follows:1, the difference in contributions: different grades of social security contributions are different.2, the difference in treatment: the higher the contribution base, the higher the balance of the personal account, and the higher the interest income. Plus the basic pension, due to the basic pension in accordance with the average social wage plus the average contribution index salary over the years to the average, the higher the average contribution base, the higher the average, the greater the proportion of social wage, the greater the proportion of the old age pension will be more.
The first-grade health insurance does not need to be bound to the social welfare, you can go to any social security designated hospitals in the city and hospitalization, but also in the social security designated pharmacy to buy drugs, this is the second and third can not be done;
The first-grade health insurance has its own independent personal account, the monthly personal payment and the company's payment of a portion of the money into the personal account, and the two-grade and the third-grade is not a personal account, and the second and third-grade outpatient clinic each social security year, only a few days a year, the second and third-grade outpatient clinic, the second and third-grade outpatient clinic.
Third-grade outpatient clinic each social security year only 1,000 yuan outpatient limit;
In all the social health hospitals can be reimbursed 30% of the medical personal account to pay 70%, for example, a certain class of participants in a certain outpatient cost is 100 yuan, then the integrated fund can be reimbursed 30 yuan, the other 70 yuan deducted from the personal account, if there is no money in the card will have to pay cash.
Doing outpatient examination of large-scale equipment can be reimbursed 80%, another 20% to cash, for example, a first-class participants did a heart ultrasound examination, used 1,000 yuan, you can be directly in the hospital account 800 yuan, another 200 yuan to cash, is a direct account, do not need to apply for a special application or reimbursement to the Social Security Administration, if it is the second, third-class participants, the 1,000 yuan have to be All out-of-pocket expenses
I hope the above can help you, if you still have questions please consult a professional lawyer.
Legal basis:
Article 2 of the Social Insurance Law of the People's Republic of China
The state establishes a social insurance system of basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., and guarantees the right of citizens to obtain material assistance from the state and society according to the law in the event of old age, sickness, industrial injury, unemployment and maternity.
Article 10
Employees shall participate in basic old-age insurance, and the employer and the employee*** shall pay the basic old-age insurance premiums together.
Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance with their employing units, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves.
The methods of pension insurance for civil servants and staff members administered under the civil service law shall be prescribed by the State Council.