1, student medical insurance premiums are subsidized by the state: there are generally two types of student medical insurance, namely public medical care and urban and rural residents' medical insurance. Among them, public medical care means that after students register for school, the state gives certain subsidies, and students who carry shirts with them can enjoy it free of charge; Medical insurance for urban and rural residents means that the state gives certain subsidies, and students pay a certain fee to participate in medical insurance, which can effectively reduce the economic burden of students in medical care;
2. Wide coverage: Students' medical insurance can reimburse outpatient emergency and hospitalization expenses, and the coverage of outpatient serious diseases is appropriately relaxed on the basis of coordinating the basic medical insurance system for urban and rural residents in the region, which can effectively improve the rolling guarantee of students' medical insurance.
What should I pay attention to when buying student medical insurance?
1, student medical insurance belongs to the category of urban and rural residents' medical insurance, and no personal account is set up;
2. Students participating in medical insurance are generally full-time college students, including full-time students in various schools (including private colleges) and full-time undergraduates and graduate students who receive general higher education in scientific research institutes;
3. Student medical insurance is voluntary, not compulsory;
4. You can only buy one medical insurance. Even if you buy two books, you can't add reimbursement. Therefore, if you pay medical insurance at home, you can choose not to pay student medical insurance, or you can choose to stop paying medical insurance at home and pay student medical insurance.
How is the campus medical insurance reimbursed?
1, the original certificate of medical expenses issued by the hospital recognized by the insurance company (special unified certificate for hospital charges);
2, the diagnosis certificate issued by the hospital recognized by the insurance company (outpatient medical records or discharge summary);
3. A copy of my student.
Legal basis: Article 23 of the Social Insurance Law of People's Republic of China (PRC).
Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
Please click to enter the picture description (maximum 18 words).