First, the role of medical insurance reimbursement is still very important. After all, hospitalization can still be reimbursed. Moreover, the reimbursement rate is still very high, which can greatly reduce the burden of medical treatment for ordinary people.
Whether it is employee medical insurance or new rural cooperative medical system, it is a good helper around us. We must be aware of the role of medical insurance. At the same time, medical insurance should also be paid on time, not greedy and cheap.
Second, the proportion of medical insurance reimbursement is different. Basically, the proportion of employee medical insurance reimbursement is greater than that of urban medical insurance. At the same time, the specific reimbursement ratio varies greatly from place to place. After all, all localities need to formulate appropriate reimbursement rates according to their own conditions.
Just like a pacemaker, generally speaking, its reimbursement rate is 70%-80%. If you want to know the specific proportion, you still need to go to the hospital to ask.
Third, the limitation of medical insurance reimbursement Medical insurance only guarantees our basic medical care, and not all drugs and implanted products can be reimbursed. Not all surgical expenses are reimbursed according to the reimbursement ratio.
Take a pacemaker as an example. Different regions may limit the reimbursement rate and reimbursement limit. For example, the medical insurance reimbursement rate for pacemakers is 70%, and the reimbursement limit is 65,438+10,000. If the reimbursable amount of a pacemaker operation cost is within 654.38+10,000, the reimbursable amount is 70,000. If the amount that can be reimbursed is more than 654.38 million, then the amount that can be reimbursed is also 70,000. In this case, the patient's own expenses will be more.
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