Subject matter of financial leasingSubject matter of financial leasing contracts:
1, production equipment, communications equipment, medical equipment, scientific research equipment, inspection and testing equipment, engineering machinery and equipment, office equipment and other types of movable property;
2, aircraft, automobiles, ships and other types of transportation;
3, the movable property and transportation vehicles referred to in items 1 and 2 of this article are accompanied by Software, technology and other intangible assets, but the value of the attached intangible assets shall not exceed 1/2 of the value of the leased property.
Expanded Information:
Development Status
With the expansion of the scale of the financial leasing industry, all kinds of financial leasing enterprises between the increasingly fierce competition, the domestic outstanding financial leasing enterprises pay more and more attention to the study of the industry market, especially on the development of the enterprise environment and customer demand trend changes in-depth study.
Because of this, a large number of domestic outstanding financial leasing enterprises quickly rise, and gradually become the leading financial leasing industry.
Financial institution type of leasing company in many countries to become the dominant leasing organization system. However, it is clearly stated that "the penetration of leasing (the proportion of leasing in investment financing) is higher in countries where a single leasing company operates most of the business than in countries where leasing services are provided by banks or full-fledged financial institutions.
The reason for this is that the latter have a greater utilization of relevant skills and a greater focus on the market. In some markets, however, leasing companies may be at a disadvantage to banks that have access to low-cost deposit funding, especially if they start to compete before specialist leasing companies reach 5-10% market penetration.
Leasing companies are one of an extremely limited number of bank competitors, and its competition with banks benefits the leasing industry, a benefit that disappears when leasing companies are controlled by banks."
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