Can a wife use her husband's medical insurance card when she is sick?

Of course not. At present, hospitals must register their real names according to their ID cards to facilitate disease treatment and follow-up. The medical insurance card is a special card for special personnel, and enjoys national medical subsidies and reimbursement of medical expenses. The management of the medical insurance bureau is very strict, and fraudulent use is not allowed, otherwise the corresponding medical assistance will not be obtained. Therefore, the husband's medical insurance card cannot be used by the wife.

Medical insurance is a welfare given to us by the state. As long as we participate in medical insurance according to the regulations, we can get medical expenses reimbursement through medical insurance when we are sick. The medical insurance card contains the name, gender, ID number, photo and social security number of each insured person.

Designated medical institutions should report the expense list, hospitalization list and related materials of patients discharged from hospital last month to the medical insurance agency before 10 every month, which will be used as the basis for monthly pre-allocation and year-end final accounts after examination; The medical insurance agency pre-allocated the hospitalization and outpatient expenses for special diseases last month.

Matters needing attention in the use of medical insurance card:

1. The medical insurance card shall be properly kept, and shall not be bent, folded or scratched, and shall not touch magnetic objects (such as TV, stereo, magnetic buckle, etc.). ).

2. The medical insurance card is only for the insured's own use, and shall not be lent, fraudulently used, altered or forged.

3. When the medical insurance card cannot be used due to the equipment failure of the designated medical institutions or pharmacies, the medical expenses shall be paid by the individual in cash first, and after the failure is eliminated, the medical institutions or pharmacies with the original equipment failure shall re-settle according to the regulations.

4. If the insured person terminates the medical insurance relationship and cancels the household registration and medical insurance relationship in this city due to going abroad, the insured person or his family members shall return the medical insurance card to the city or county medical insurance center or service point for cancellation.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 88 Anyone who defrauds social insurance benefits by fraud, forgery of certification materials or other means shall be ordered by the social insurance administrative department to return the defrauded social insurance benefits, and shall be fined at least two times but not more than five times the amount defrauded.