Friends who don't understand the four major types of insurance can check out this article on how to configure the four major types of insurance? Remember these points, easy to buy the most practical, cost-effective insurance!
The reason why I asked you to configure all the four major types of insurance is because there are four main types of risks we face:
1. Critical Illness Risk
If you are unfortunate enough to suffer from a major illness, the cost of treatment for the illness, the cost of rehabilitation and convalescence and loss of income during the period of recuperation will overwhelm a family; and the premiums of critical illness insurance can make up for these economic losses.
2, the risk of death
If the family breadwinner has an unfortunate accident, the person is gone, and the family behind him loses his source of income. If you buy life insurance, your family will be able to get a sum of money to tide over the financial crisis.
3, medical risk
People can't help but get sick and injured, and it's okay to have a minor illness, but if you have a major illness, you'll need a lot of money to treat it. If you buy a medical insurance, you don't need to pay for this money, you can go through the process of reimbursement.
4, the risk of accidents
Life's accidents can not be prevented, their own driving to and from work, the old man's legs are unchanged, the child is active and active, etc. are prone to accidents. If you buy an accident insurance policy, you will be able to get compensation if you suffer an accident that results in death, disability, or when you need medical attention.
Overall, only buy critical illness insurance, we do not get to the comprehensive protection, if the budget is sufficient, it is recommended that the four major types of insurance configuration complete.
Focus on dedicated insurance, 1 to 1 free consultation, adhering to the professional, objective, neutral attitude, for you to select more cost-effective products, so that buying insurance becomes an easy thing!