Social insurance is mainly through the mobilization of social insurance fund, and within a certain range of social insurance fund to implement the co-ordination of the transfer to the workers encountered labor risks to give the necessary help, social insurance for the workers to provide basic livelihood protection, as long as the workers are eligible to enjoy the conditions of the social insurance, that is, either with the employer to establish a labor relationship, or has been in accordance with the provisions of the payment of social insurance premiums, you can enjoy the social insurance benefits. social insurance benefits as long as the worker meets the conditions for enjoying social insurance, i.e. either has established a labor relationship with the employer or has paid the required social insurance premiums.
Social insurance is the core of the social security system.
Social insurance refers to the system in which the state, through legislation, mandatorily establishes a social insurance fund to provide necessary material assistance to workers participating in labor relations in the event of incapacity or unemployment.
Legal Basis
The Social Insurance Law of the People's Republic of China
Article 2 The State establishes a social insurance system for basic old-age pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance, and guarantees the right of citizens to obtain material assistance from the State and society in accordance with the law in the event of old age, sickness, industrial injury, unemployment and maternity. Article 57 An employer shall, within thirty days from the date of its establishment, apply to the local social insurance agency for social insurance registration on the basis of its business license, registration certificate or seal. The social insurance agency shall examine and approve the application within fifteen days from the date of receipt of the application and issue the social insurance registration document.
If the employer's social insurance registration changes or the employer is terminated according to law, the employer shall, within thirty days from the date of change or termination, apply to the social insurance agency for change or cancellation of social insurance registration.
The market supervision and management department, the civil affairs department and the organization and establishment management organs shall promptly notify the social insurance agency of the establishment and termination of the employer, and the public security organs shall promptly notify the social insurance agency of births and deaths as well as the registration, relocation, and cancellation of hukou of individuals. Article 60 An employer shall declare and pay social insurance premiums in full and on time, and shall not suspend or reduce payment except for force majeure and other legal reasons. The social insurance premiums to be paid by employees shall be withheld and paid by the employer on behalf of the employee, and the employer shall inform the employee of the details of the payment of social insurance premiums on a monthly basis.
Individual entrepreneurs without employees, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons may pay social insurance premiums directly to the social insurance premium collection organization.