Whether AIA is good or not, reliable or not, take you to understand the most real AIA:"Is AIA really that good?
AIA Development AIA first came to the mainland in 1919, and gave up the mainland market for a variety of reasons until 1992, when it formally "took root". AIA first came to the mainland in 1919 for various reasons and gave up the mainland market until 1992, when it officially "took root" and set up its headquarters in Hong Kong, China, and set up a branch office in Shanghai in the same year, which is a century-old enterprise in terms of time. The only wholly foreign-owned insurance company in China Because of AIA's early establishment, it has successfully avoided the constraints of "the proportion of foreign investment shall not exceed 50% of the company's total share capital", and become the only wholly foreign-owned insurance company in China. The company is the only wholly foreign-owned insurance company in China. 3. AIA's Solvency Analysis Solvency refers to "the ability of an insurance company to meet all of its contractual obligations at any given time," and reflects the relationship between assets and liabilities; the higher the solvency, the lower the likelihood of the company's collapse. 2020's newly announced core solvency is as high as 464.37 percent, which shows that the company is very well-funded and does not have to worry about failing. What other insurers are solvent? I've sorted it out here:"2020 Solvency Ranking Freshly Released, Who Can Pay the Most" Four, AIA's products how AIA's main types of insurance are critical illness insurance, life insurance, medical insurance, accident insurance and other life insurance, financial class of annuity insurance, universal life insurance are covered. annuity insurance, universal life insurance are covered. Let's take a look at the current popular AIA products: Is AIA worth buying? You can't generalize, you have to analyze the product, I'll pick a product to briefly introduce, to AIA's current main promotion of critical illness insurance "full blessing enjoy 2019" as the object of review: Advantages: 1.coverage is enough: critical illnesses, minor illnesses, death, total disability are covered; 2. Flexible collocation: you can choose to attach the critical illness multiple benefits, cancer multiple benefits, accidental injury protection Deficiencies: 1. Low proportion of the first two minor illnesses, only 20% of the sum assured, which is not practical enough, and lack of protection for intermediate illnesses 2.Cost-effective is not a good idea.
Overall, AIA still has some strength, but it's far worse than China Life, Ping An and Pacific. Buying insurance, looking at the insurance company is one aspect, in fact, it is more important to look at the product itself, so it is recommended to compare more other products, there may be a better choice: "Top Ten Popular Critical Illness Insurance Worth Buying List!
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Source:Schoolboy Says Insurance official website