Legal analysis: According to the law, the properties that cannot be mortgaged are: (a) land ownership; (b) the right to use collectively owned land such as homesteads, self-reserved land, self-reserved mountains, etc., except for those that can be mortgaged as stipulated by the law; (c) educational facilities, medical and healthcare facilities, and other public welfare facilities of the nonprofit legal persons established for public welfare purposes such as schools, kindergartens, medical institutions, etc., and so on.
Legal basis: the Chinese people's *** and national code
Article 394 In order to guarantee the performance of the debt, the debtor or the third party does not transfer the possession of the property, the property will be mortgaged to the creditor, the debtor does not perform the mature debt or the occurrence of the parties agreed to realize the mortgage, the creditor has the right to the property priority compensation. The debtor or a third person under the preceding paragraph is the mortgagor, the creditor is the mortgagee, and the property for which security is provided is the mortgaged property.
Article 395 The following properties which the debtor or the third party has the right to dispose of may be mortgaged: (1) buildings and other land attachments; (2) the right of use of land for construction; (3) the right of use of the sea area; (4) production equipment, raw materials, semi-finished products, and products; (5) buildings, ships, and aircraft under construction; (6) means of transportation; and (7) other properties which are not prohibited to be mortgaged by laws and administrative regulations. (vii) other properties which are not prohibited to be mortgaged by laws or administrative regulations. The mortgagor may mortgage the properties listed in the preceding paragraph together.