Chongqing urban account can not directly withdraw housing fund, only the employee and the unit to terminate the labor relationship for two years without re-employment can withdraw housing fund. If the employee has been discharged from the labor relationship with the unit for two years and has not been re-employed, the employee needs to provide an agreement on the termination of the labor relationship with the unit or the Unemployment Certificate.
According to Article 5 of Chongqing Housing Provident Fund Withdrawal Management Measures, employees can apply for withdrawal of the stored balance in their housing provident fund accounts under any of the following circumstances:
(1) retirement or leave the service;
(2) total loss of labor capacity and termination of labor relationship with the unit;
(3) outbound settlement;
(d) transferring out of the city or moving the household registration out of the city;
(e) terminating the labor relationship between the employee and the unit for two years without re-employment;
(f) if the employee is dead or has been declared dead, the employee's heirs or legatees withdrawing from the employee's housing provident fund;
(g) if the employee or the employee's immediate family (i.e., the employee's spouse, children, and parents, hereinafter referred to as the immediate family) (viii) The employee or his/her spouse repays the principal and interest of the loan for the purchase of housing within the loan period and repayment amount;
(ix) The employee or his/her spouse builds, renovates, or overhauls his/her own housing with property rights within one year of the completion of the housing;
(x) The employee or his/her spouse rents housing at a rent exceeding the family rent;
(x) The employee or his/her spouse withdraws the housing fund from the employee's housing fund;
(xi) The employee or his/her spouse rents housing at a rent exceeding the family rent. Spouse rental housing, the rent exceeds the prescribed proportion of the family's wage income, reaching the cost of rent;
(k) the depositor is a migrant worker;
(l) the employee or his/her immediate family members enjoying the minimum subsistence guarantee for urban residents;
(m) the employee or his/her immediate family members suffering from malignant tumors, acute myocardial infarction, sequelae of stroke, coronary bypass grafting, major organ transplantation, or hematopoietic surgery. , major organ transplantation or hematopoietic stem cell transplantation, end-stage renal disease and other major diseases causing serious difficulties in family life.
Expanded Information:
Chongqing Housing Provident Fund Withdrawal Management Measures, Article 7 of the Housing Provident Fund withdrawal of employees, in addition to the need to provide their own identity cards, but also need to provide the following relevant Proof of the original and photocopies:
(a) Retirement, retirement, the labor and personnel departments need to provide their own "Retirement Certificate" or "Retirement Certificate" issued by the labor and personnel departments above the district labor and personnel department approval of the certificate of retirement.
(2) complete loss of working ability, and terminate the labor relationship with the unit, the labor appraisal committee composed of labor, personnel, health, safety and other departments need to provide the labor appraisal committee signed and approved by the degree of incapacity for work in Chongqing Municipality and the agreement to terminate the labor relationship with the unit.
(3) For those who have left the country to settle down, they need to provide proof of cancellation of household registration and proof of settlement abroad; for those who are going to Hong Kong and Macao, they need to provide Hong Kong and Macao identity cards and other supporting documents.
(4) If the employee is transferred out of the city, he/she shall provide a transfer letter; if the employee's household is moved out of the city, he/she shall provide a certificate of household relocation issued by the public security authorities and other relevant materials.
The employee should ask the transferring organization to open an individual housing fund account for him/her at the housing fund management institution in the receiving place, and provide the new account certificate issued by the housing fund management institution in the receiving place, so that the city center can directly transfer the balance of his/her housing fund account to the housing fund management institution in the receiving place.
(5) If the employee has terminated the labor relationship with the unit for two years and has not been re-employed, he/she is required to provide an agreement on the termination of the labor relationship with the unit or the Unemployment Certificate.
(vi) If the employee dies or is declared dead, he/she is required to provide a death certificate recognized by the local public security department or judicial department. If the death belongs to the legal heir of the deceased, the heir's ID card, marriage certificate, household register and valid inheritance certificate shall be provided; if the death belongs to the designated heir or legatee of the deceased, the heir's or legatee's ID card and the certificate of the notary shall be provided.
(7) If an employee pays off the price of purchasing a commodity house, he or she shall provide the full amount of real estate invoice, certificate of completion of deed tax, Certificate of Property Rights of the Real Estate or "Chongqing Municipal Commodity House Pre-sale (Pre-purchase) Contract" registered by real estate administration authorities; if he or she pays off the price of purchasing a second-hand house, he or she shall provide the certificate of completion of deed tax, Certificate of Property Rights of the Real Estate or "Chongqing Municipal Real Estate Sale and Purchase Contract";
Paying off the price of purchasing a reformed house. For the purchase of housing reform houses, the special bills for the sale of state-owned housing and the Certificate of Real Estate Property Rights shall be provided; for the purchase of demolished and reconstructed houses, the Certificate of Real Estate Property Rights of the demolished and reconstructed houses, the Agreement on Demolition and Resettlement and the receipts of payment, and the certificate of completion of the deed tax shall be provided.
Chongqing Housing Provident Fund Center - Chongqing Municipal Housing Provident Fund Withdrawal Management Measures