Not long ago Taiping Life launched a new product - Proton Peace of Mind 2021 Proton Heavy Ion Medical Insurance. The previous 2019 version attracted a lot of attention with its $9.9 price and 3 million coverage advantage.
So is this product coverage excellent, and will you lose out by getting it?
A more detailed analysis of the Pacific Quality Assurance 2021 Proton Heavy Ion Medical Insurance is organized in this review article!
"Don't get ripped off by Taiping ProtonMind 2021 Medical Insurance and still don't know it!
Taiwan Proton 2021 Proton Heavy Ion Medical Insurance Coverage
After learning more about it, let's get back to our topic, and get to the essence of the chart:
From the chart above, we can see that it's an insurance policy that specializes in covering Proton Heavy Ion, but doesn't have the usual medical and Critical Illness Medical Coverage. Next, we'll learn more about what this product coverage looks like!
1.? Proton heavy ion protection is more comprehensive
To explain the proton heavy ion technology: proton heavy ion radiation therapy refers to the use of proton and heavy ion technology for malignant tumors for radiation therapy, is now internationally recognized as the most advanced technology in radiation therapy of tumors. This technology can minimize the damage to normal human tissues caused by high radiation dose irradiation and reduce the side effects.
In 2016 with the soaring growth of Chinese patients going to Japan for medical treatment, outbound medical treatment for Chinese tourists will exceed 500,000, five times more than in 2015. The medical market to Japan is increasingly favored by the Chinese, Japan in terms of technology at this level is indeed much more mature than our country, as for the price, but also than China's cancer proton heavy ion treatment charges much lower.
In recent years, the World Health Organization (WHO) has ranked Japan first in the global health care rating for several years; the number of facilities dedicated to proton and heavy ion therapy in Japan and the level of technology is very good, so people in the treatment of such diseases as cancer is often to go to Japan for treatment.
According to the analysis results given by the relevant industry, China has not introduced many proton heavy ion therapy equipment, and in the treatment of the experience is not much, and other countries of proton heavy ion therapy to compare the words of a large gap, this is in fact because of the two aspects:
One is that China's use of proton heavy ion to treat the disease of the organization is not a lot, and the number of cases is not a lot, making China's proton heavy ion treatment of the disease is not a lot. Not a lot of cases, so that the relevant medical personnel in our proton heavy ion center does not have much experience.
To put it in another way, there are still some limitations in the treatment of patients in our country's proton heavy ion centers, which are still inclined to accept more patients with early stage and single foci, and basically do not accept patients with middle and late-stage lung cancer.
Many medical insurance policies only cover domestic proton ion medical insurance, and the amount of compensation is only one million, but in this quality peace of mind 2021 proton ion medical insurance products, it is not only the existence of domestic specific hospitals proton ion 100 percent of the compensation ratio, and there are also 21 Japanese specific proton ion medical institutions 100 percent compensation ratio of protection.
If you are interested in the more advanced proton reion technology, which is difficult to be covered by most of the medical insurance policies in the market, this PPS 2021 Proton Reion medical insurance policy can provide you with more comprehensive coverage to a certain extent.
2.? Poor renewal conditions
The renewal conditions of this PPS 2021 Proton Heavy Ion are not excellent, and there is no guarantee of renewal, so if one day the product is no longer sold, or in another case, the insured can't continue to buy the product after 60 years old, the product is comparable to other medical insurance policies that don't have a guarantee of renewal but can be renewed up to 100 years of age. The renewal conditions are really bad compared to other health insurance policies on the market that don't guarantee renewal, but can be renewed up to 100 years old, so don't get your hopes up.
Many insurance policies have different renewal conditions, so you need to find out in advance, we recommend that you read this article:
"How to renew your health insurance, what to pay attention to?
Secondly, is it worthwhile to buy the Pacific Quality Assurance 2021 Proton Heavy Ion Medical Insurance
Overall, Proton Heavy Ion is the coverage of the Pacific Quality Assurance 2021 Proton Heavy Ion Medical Insurance, and the schoolmates feel that it is not quite right to take this product as the only medical insurance. I don't think it's correct to think of this product as the only medical insurance, but it can be a complementary insurance to the comprehensive MMP insurance.
Particularly in this particular year when the global epidemic has not been resolved, it is already risky to go abroad for treatment, not to mention going to Japan for treatment.
Based on the current situation, I think this medical insurance is not necessary to consider, while you can pay more attention to comprehensive coverage, value-added services and practical excellent million medical insurance.
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