Refinancing, that is, two leasing companies operate a financial leasing business at the same time; Sale and leaseback, that is, the equipment owner sells part of his original property to the lessor to obtain financing convenience, and then rents back the sold property to the company at the expense of paying rent; And leveraged leasing.
Financial leasing means that the lessor enters into a supply contract with a third party (supplier) at the request of the lessee (user). According to this contract, the lessor invested in the purchase of the equipment selected by the lessee, and at the same time, the lessor entered into a lease contract with the lessee, leased the equipment to the lessee, and charged the lessee a certain rent. At present, most of the aircraft operated by many airlines, some ships operated by shipping companies, drilling platforms operated by oil companies and large medical equipment in some hospitals are financed and leased.
Legal basis:
Article 735 of the Civil Law of People's Republic of China (PRC) is a financial lease contract in which the lessor purchases the lease item from the seller according to the lessee's choice of the seller and the lease item, and provides it to the lessee for use, and the lessee pays the rent.
Article 736 of the Civil Code of People's Republic of China (PRC) generally includes the name, quantity, specification, technical performance, inspection method, lease term, rent composition, payment term, currency and ownership of the lease item at the expiration of the lease term. The financial lease contract shall be in written form.
Article 737 of the Civil Code of People's Republic of China (PRC) stipulates that the financial lease contract concluded by the parties in the form of fictitious lease item is invalid.
Article 738 of the Civil Code of People's Republic of China (PRC) According to the provisions of laws and administrative regulations, if the lessor does not obtain the administrative license to operate and use the leased property, the validity of the financial lease contract will not be affected.