Large medical insurance is suitable for most people, and there is no special target group.
It is suggested that medical insurance should be given priority before purchasing medical insurance. Medical insurance is the most basic guarantee, and there is almost no requirement for insurance. Everyone can buy it, and the price is very cheap. Commercial medical insurance is a supplement to medical insurance, including some items beyond the scope of medical insurance reimbursement, such as imported drugs, high-end treatment fees, inspection fees and so on.
At present, there are many kinds of medical insurance, such as millions of medical insurance, hospitalization medical insurance and cancer prevention medical insurance.
Let's talk about the differences between the three in detail:
1, millions of medical insurance
Millions of medical insurance is a product suitable for all ages, because it is cheap, the reimbursement amount is high, and the reimbursement of diseases is not limited. You can get hundreds of dollars for reimbursement by paying hundreds of dollars a year, which is very cost-effective. In addition, it also has a very comprehensive protection content, such as bed fee, nursing fee, operation fee, medicine fee, material fee and so on. , can be reimbursed.
Next, I will analyze several popular million medical insurance for you:
Can be obtained through pictures.
(1) Good medical insurance: Few millions of medical insurance guarantees six-year renewal. In these six years, you can renew your insurance unconditionally.
(2) Enjoy E-health: increase postoperative home care, special medical services for cancer, and increase the option of family deductible.
(3) Micro-medical insurance: Value-added services including international secondary diagnosis and treatment are the characteristics of this model.
As can be seen from the above, each product has its own product characteristics. When choosing products, you should choose according to your own needs.
In addition, there are many high-quality products worth buying. You can look at the original text of this evaluation: "Top Ten Hot Medical Insurance Worth Buying"
2. Hospitalization medical insurance
The main characteristics of hospitalization medical insurance are: low deductible and low reimbursement. This kind of insurance is mainly used for outpatient reimbursement, which is more suitable for babies under 5 years old or the elderly. Because babies and the elderly are in poor health, there are more chances of catching a cold and having a fever, so it may be more useful to buy this insurance.
3. Cancer medical insurance
Because millions of medical insurance and hospitalization insurance are mostly insured at the age of 0-60, the elderly can't be insured, but they can be insured with anti-cancer medical insurance.
Anti-cancer medical insurance is medical insurance designed for cancer. The insurance age is longer than other medical insurance, and the health requirements are more relaxed. It is very suitable for people who are old or have some minor physical problems.
This price is greatly influenced by physical fitness and age. Here, we have compiled several anti-cancer medical insurance products with good cost performance. If necessary, you can take a look at: "Top Ten Popular Anti-cancer Medical Insurance Worth Buying, Planting Grass for You!"! 》
Hope to adopt!
The same number on the whole network: Xueba said insurance, welcome to search!
Source: Xueba said insurance official website.