If one is reimbursement insurance and the other is fixed payment insurance, such as medical insurance and critical illness insurance, then as long as both reimbursement and claim conditions are met, claims can be repeated. If both are reimbursement insurance, such as two medical insurances, after one of them is reimbursed, the other medical insurance cannot reimburse the medical expenses that have been reimbursed again, but can only reimburse the medical expenses that have not been reimbursed by the first medical insurance. The total expenses reimbursed by the two medical insurances cannot exceed the actual medical expenses incurred by the insured, that is, they cannot be reimbursed again.
If both are fixed-rate insurance, such as two critical illness insurance, then you can make repeated claims. However, the amount of compensation for minor death insurance is limited, that is, 10 does not exceed 200,000, and 10 to 17 does not exceed 500,000.