There is actually no definite value for how much mainlanders generally need to pay to buy insurance in Hong Kong. Some people may pay a few thousand dollars in premiums, while others may pay tens of thousands of dollars in premiums, which requires a combination of everyone's actual situation in order to know how much exactly you need to pay to buy Hong Kong insurance.
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And the mainland people buy Hong Kong insurance premiums, but also by the age, the type of insurance, the term of payment and so on a variety of factors, if these factors are different, the premiums will naturally be different. Generally speaking, if the older you are, the more expensive the premium will be when you buy Hong Kong insurance.
If you want to know more about the difference between Hong Kong insurance and mainland insurance, you can move to this article: Hong Kong insurance and mainland insurance big pk!
In addition, in the same type of products and similar coverage, Hong Kong insurance premiums are usually cheaper than mainland insurance, mainly because Hong Kong insurance costs are based on international developed countries. The main reason is that Hong Kong insurance premiums are set in accordance with the standards of internationally developed countries, the Hong Kong insurance market is highly competitive, and Hong Kong has a sound healthcare system, advanced medical equipment, and a long life expectancy per capita, so the basic premiums will be cheaper, but if other coverage is attached, the premiums won't necessarily be cheaper, and they may be more expensive, and the specific premiums will be known only by looking at the specific products.
In fact, you don't have to go to Hong Kong to buy insurance, there are many excellent mainland insurance products, such as these:Ten mainland insurance policies that are much more cost-effective than Hong Kong's
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