Medical insurance is the state to pay for it?

Medicare reimbursement of that part of the money is the social security fund there out of the individual payment and units and the state and other three parts of the composition. If it is a normal employee health insurance program reimbursement of money paid by the fund, roughly equivalent to the state to get money; if it is a commercial medical insurance is the insurance company out of money. The big part of the money for health insurance is paid by the state, and the small part is paid by individuals. But where is the money from the state or taxes, in fact, health insurance is not as high as you think, the reason why medical costs are so high or uneven distribution of resources, the cost of any drug is very low, only the cost of drug research and development is high. The state will give encouragement in the research and development process, the profit side of the suppression, what is the distribution of resources to give you an example, before there is no health insurance equipment utilization, low prevalence of drugs, the use of cost increases, now the popularity of health insurance in many hospitals are something to do with all the checks, what drugs come a little bit of the state reimbursement for most of them anyway, the use of medical equipment, more people naturally bad, buy new state tax, drugs with more people The production state collects taxes. The prevalence rate will greatly reduce the cost, increase the state tax collection for example, your treatment cost 100 yuan, the state reimbursement of 90 yuan, in fact, 70 yuan in the use of the process through the collection of taxes up, the remaining 20 percent will increase the development of the medical industry, the state as well as increased tax revenue. 100 yuan of direct costs will not be more than ten percent, that is to say, the state only increased the burden of 10 percent. Then the country that bear the ten percent where to come, the national health quality to improve the country naturally strong, strong can be harvested weak state subsidies.

Legal basis:

"Chinese People's **** and the State Social Insurance Law" Article 30 The following medical expenses are not included in the scope of payment of the basic medical insurance fund:

(a) should be paid from the workers' compensation insurance fund;

(b) should be borne by the third person;

(c) should be borne by the public **** health

(iv) medical treatment outside the country.

Medical expenses should be borne by a third party according to law, the third party does not pay or can not determine the third party, the basic medical insurance fund to pay first. The basic medical insurance fund shall have the right to recover from the third party after the payment.

Article 23 Employees shall participate in the basic medical insurance, by the employer and employee in accordance with state regulations **** the same basic medical insurance premiums.

Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance of employees in the employing organization, and other flexibly employed persons may participate in the basic medical insurance of employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.