The basic medical insurance fund for employees in Inner Mongolia is related to the hospital level. 200 yuan, the deductible line for hospitalization in a first-class hospital; 400 yuan, a secondary hospital; 600 yuan, a tertiary hospital. When the insured is hospitalized in different hospitals, he must pay certain medical expenses, and the part beyond the deductible can be reimbursed.
Social security reimbursement ratio:
1. Reimbursement ratio of first-class hospitals: usually low, because the medical facilities and technical level of first-class hospitals are relatively low;
2. The reimbursement rate of secondary hospitals is higher than that of primary hospitals, because the quality and technical level of medical services in secondary hospitals are better;
3. The reimbursement rate of tertiary hospitals is usually the highest, because tertiary hospitals have the most advanced medical equipment and the highest level of medical services.
To sum up, the hospitalization Qifubiaozhun of basic medical insurance for employees in Inner Mongolia is linked to the hospital level, namely 200 yuan, 400 yuan and 600 yuan. The insured must pay this part of the expenses first, and the excess can be reimbursed by the insurance fund.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 29
The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.