On March 29th, Huawei successfully won the license of the third-party payment industry, further forming a closed loop of data. While improving product capabilities and enriching user experience, it successfully covered the entire commercial chain through the research of payment institution technology. The financial value-added services developed through payment channels can help Huawei to open a new world, and at the same time, it can also improve the comprehensive planning ability of enterprises and reduce the original cost of payment channels. First, Huawei won the payment license to March? Third party payment?
Huawei acquired Xunlian Zhifu this time. The company's business scope includes electronic payment, computer services, database and computer network services, which just makes up for Huawei's vacancy in third-party payment. For Huawei, it doesn't need to spend a lot of money and material resources to develop third-party payment software. It is obvious that it is necessary to spend money to acquire and then integrate resources. Take advantage of the fisherman? A great thing. As early as 216, Huawei began to lay out the third-party payment, and in 218, it built a data closed loop for the payment license. Because of its high potential in consumption scenarios, getting a third-party payment license means that Huawei can enter the payment platform and accelerate the construction of the consumer finance ecology. Second, what impact will the head Internet have on the payment market?
at present, most internet companies have entered the field of payment to seek new development, and started in this industry for the first time? M&A wave? . Among them, Pinduoduo, Meituan, Vipshop and many other listed companies have obtained payment licenses through acquisitions or mergers and acquisitions, and entered the payment industry. It is a big challenge for the traditional payment circles, such as WeChat and Alipay. Although Huawei's entry time is a little late, its brand strength is very strong, and Huawei's construction strength is very strong in creating consumer scenes, so it is sure to get a share in the third-party payment market.
At present, Huawei's obtaining the payment license may pose a certain threat to the two leading enterprises, but in the short term, the growth rate of the payment industry is slowing down, and the overall industrial chain is relatively stable, which is difficult to shake for a while. However, it is beneficial for Huawei. After all, it can reduce the payment cost and develop a new project horizontally. Why not?