When the medical insurance payment is returned to the personal account, the money belongs to the asset, except that a person can swipe his credit card at the designated pharmacy to get the medicine and go to the hospital for medical treatment. If you belong to your own hospital, you can use it to buy expenses other than your own medical insurance reimbursement, such as deductible expenses, expenses for self-funded supplies, and expenses above the maximum amount. As long as it belongs to medical purposes, you can use it yourself. If people who have gone to other places for medical treatment, such as those who have settled in other places or gone out for a long time, they can also refund the monthly medical insurance expenses to their personal credit cards, which is equivalent to returning cash.
But after all, the requirements for cashback are quite strict. Because it is medical insurance after all, it can only be used for a project related to medical equipment according to regulations. However, many people, or physically and mentally healthy workers, hoard a certain amount of medical insurance funds in social security cards because they seldom take medicine or seek medical treatment. Due to the efficient use of this part of funds, the assets of individual medical insurance accounts have been launched all over the country and can be used universally among major family members. But this should be reported to the local medical insurance department. After reporting the case, as long as there are extra funds in the social security card, the main family members can use it to swipe their credit cards at designated pharmacies to get medicines, or they can also be used to settle the expenses of the main family members in the hospital.
There are thousands of dollars in your social security card. If your mother is hospitalized, she has to pay part of the hospitalization expenses at her own expense. When paying or paying, it is entirely possible to pay with the funds in your social security card. However, there must be two standards. One is to do a good job in reporting the personal account funds of the main family members who jointly apply for social security cards, and the other is that there will be such requirements in the local area. As long as you have those two standards, your social security card can go to the hospital to pay for your mother's hospitalization, and you can swipe your credit card normally. If there is no such requirement from the local medical insurance department, even if it is compliant, the hospital toll collectors can't swipe your social security card assets to pay for your mother's hospitalization expenses. If you use your social security card to pay your mother's hospitalization expenses in the hospital outpatient department, the hospital outpatient department can use your social security card to pay your mother's hospitalization expenses with a credit card, which means that everyone has this policy in the local area, so don't worry about the problem of irregular compliance management. Even if there is an obligation, it will be borne by the hospital outpatient department.
Generally speaking, because hospitalization expenses are basically settled in real time in the hospital, I only pay what I should pay, such as expenses below the minimum deductible and expenses beyond the proportion of medical insurance reimbursement. I used your mother's social security card to go to the hospital, and paid for it at my own expense with your personal account assets. As long as the hospital outpatient service can actually operate, the application is actually compliant. If the hospital outpatient service is not standardized, I will not take this risk.