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So how to buy high-end medical insurance is scientific? Let's talk about the insurance method of high-end medical insurance first. First of all, consumers should determine which product they want to buy, and then place an order through the internet, telephone or entrust an insurance broker. Secondly, fill in the insurance policy carefully and take the initiative to fulfill the obligation of telling the truth, that is, telling your health status truthfully. Thirdly, the insurance company staff will underwrite the high-end medical insurance policy to determine whether the insured meets the relevant conditions (such as whether there is a past medical history). With the consent of the insurance company, those who do not meet the underwriting conditions will not be underwritten. This action usually takes 3-5 working days. Finally, after the underwriting is approved, the insured only needs to pay the insurance premium, and the insurance company will generate the insurance contract and medical card within 3-5 working days after receiving the insurance premium and send them to the insured. If you apply for insurance online, the policy will be sent to the insured's safe about 30 minutes after the payment is successful. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China
In addition, high-end medical insurance should pay attention to some skills and common sense when applying for insurance. Geographically, if you choose the global plan, the insured of high-end medical insurance can see a doctor in a legal medical institution around the world and get the corresponding cost compensation. If you choose a domestic plan, you can enjoy compensation for expenses such as private wards, foreign-funded hospitals and special clinics that ordinary medical insurance products cannot reimburse. Consumers should buy according to their actual needs, economic strength and premium budget, rather than choosing the higher the insurance amount, the better. What kind of medical insurance are there? Which is worth buying? Look at the hottest 10 insurance of insurance companies this year: the latest in 2020! Top ten insurance companies' hot medical insurance list
In addition, when applying for high-end medical insurance, because there are more protection items than ordinary medical insurance, it is more necessary to read the relevant clauses and appendices carefully, and pay special attention to the restrictive conditions, such as the proportion of deductible, the maximum number of days for partial compensation, and the maximum renewal age, whether there are claims benefits when renewing insurance, and how many special benefits families can enjoy when applying for insurance.
Bao Ge tip: To buy high-end medical insurance correctly, you should not only understand the basic insurance process, but also master the necessary insurance common sense and skills, so as to help you buy satisfactory and suitable insurance products. As the largest insurance e-commerce platform in China, Bao Ge. Com integrates high-end medical insurance products provided by many well-known insurance companies, and there is always one suitable for picky you!