The insured population: exclusively for the basic medical insurance participants of Chongqing Municipality
Restrictions on insurance: no occupational, age, household registration restrictions, no health status requirements, you can take the disease to vote
Scope of benefits: pre-existing conditions, rare diseases can also be compensated for
Waiting period
Insurance cost: 69 yuan for the universal model/ 169 yuan for the upgraded model
No No limitation on household registration, as long as the participants with basic medical insurance (including urban workers, urban and rural residents' medical insurance, including the New Rural Cooperative Medical Insurance) within the scope of Chongqing Municipality are eligible to participate in the insurance.
There is no age limit, from 100 years old to 28 days old. The whole family can be insured.
No limitation on occupation, including civil servants, corporate employees, retirees, freelancers, students and so on.
Unlimited health conditions, no medical examination is required, and you can enroll even if you are sick, so it is suitable for the whole family to enroll.
Is Yufeng Insurance worth buying?
1. The threshold for enrollment in YU Express Insurance is low. As long as you are a member of Chongqing's basic health insurance program, you can buy it regardless of your age, occupation, or health status.
2. "YU Express Insurance" has a wide range of applications. On top of the basic medical insurance, YU Express Insurance supports the reimbursement of expenses inside and outside the medical insurance directory, including hospitalization, outpatient services for special diseases, and special medicines.
3. "YU Express Insurance" is a convenient way to get reimbursed. With YU Express Insurance, you can make one-stop settlement of medical expenses directly at designated medical institutions without having to pay in advance or go to a special place for reimbursement.
4. "YU Express Insurance" is cost-effective. At present, YUCCI is divided into two categories: 69 yuan and 169 yuan, with a maximum reimbursement rate of 80%.
(1) RMB 69 is a universal payment, with a deductible of 15,000 yuan for out-of-pocket expenses within the medical insurance catalog and 5,000 yuan for out-of-pocket expenses outside the medical insurance catalog.
(2) The $169 model is an upgraded model, which adds a $0 deductible for out-of-hospital specialty drug coverage on top of the $69 model, covering 31 types of oncology and 11 types of rare disease drugs. Among them, oncology special drugs are used for the treatment of leukemia, neuroblastoma, multiple myeloma, lung cancer, liver cancer, breast cancer, thyroid cancer and so on. Rare disease special drugs to deal with diseases such as Pompe disease, hyperphenylalaninemia, Fabry disease, hemophilia and so on.
5. YU Express Insurance supports enrollment of family members. Participating in YUXPRESS on the official designated enrollment platform supports the purchase of Chongqing YUXPRESS for yourself, your parents, your spouse, and your children with the balance in your employee medical insurance personal account.