Introduction to Canada's Minimum Living Guarantee

 For everyone who wants to immigrate to Canada, it is important to first understand what the local cost of living is in Canada. The blogger who immigrated to Canada for many years wrote about his experience that the pressure of life for ordinary people in Canada is truly much less than that at home. The following 86 is a detailed description. Currently, the minimum living standard is 900-1000 Canadian dollars per person per month

The government provides relief, pensions, bursaries, unemployment benefits, and other financial assistance in accordance with this standard.

With this in mind, it's easy to calculate the cost of living in Canada.

If a family of three rents a room, the minimum expenditure is as follows: rent a room (2 rooms and 1 hall) 800-1000 Canadian dollars, meals 600-800, public **** transportation for three people's monthly ticket 180-200, Internet phone communication 100, other expenses 100-400, roughly 1800-2500 per month, cultural and sports activities, socializing, eating out, cell phones, personal hobbies, clothing, furniture, electrical appliances, etc. are not included.

If you buy a house, paying in full subtracts 800-1000 housing expenses, adds 300-400 or so to the house's land and school taxes, adds 100-200 to the heating bill, and 100-200 to the maintenance or **** tube fee (consuming death to maintain, and apartments have **** tube fee).

If you drive a car and only work to buy groceries to use, 100-150 per ordinary car (87 gasoline), a good car with good oil (high grade 91, 93 gasoline) 250-350.

If the family income is low or none of them are working, children under 18 years old (up to 6 years old) have a subsidy of 500-700 per person per month, and there are other subsidies and tax refunds so Expenses for a first-time immigrant (with one child and no job) are expected to be 1100-1800 per month. If the parents study there are other subsidies, about 400-700 per month, depending on what school and degree you study.

The question about salary is more difficult to answer because there are so many personal differences, professional differences, and unit differences.

Let's take the engineering program as an example. The average starting salary for a university graduate is $40,000-$50,000, $60,000-$100,000 for 3-5 years of experience, with benefits and insurance. More than 100k to be a leader or a veteran employee of a large profitable company.

Undergraduates in applied disciplines are better able to find jobs, and postgraduate PhD students are mainly oriented to scientific research and teaching, and scientific research depends on scientific research funding, or else they are cut off. Chinese also have to be a university professor, high income, more vacation, but mixed into the tenure status is not easy. If you are always employed but not very popular with students, they are likely to take you off.

Work experience and recommendations are more important than education

Blue collar doesn't pay less than white collar, especially skilled blue collar. So there is no such thing as a blue-collar worker being lower than a white-collar worker, it's the money that counts, regardless of the color of your collar.

White-collar minimum starting salary of 25,000, the middle line in the 4-5 million, the average manager 5-8 million, the senior level more. Hourly wages are a minimum of $10 (which changes every year and seems to be more or less), whether you're in a tiresome job or an office.

Ordinary civil servants relatively low, but good benefits, high pensions, a lifetime of not worrying, and no gray income, public money to eat foot massage bubble bubble girls do not want to think. The first thing you need to do is to get your hands dirty. The majority of civil servants in Canada are really clean.

Income, benefits, and so on, there is a big difference between the various industries, and there is a big difference between the various organizations, so it's hard to do it all. Paid vacation is a very important part of the benefits, at least 2 weeks per year (excluding public **** vacations), generally 3-4 weeks after 5 years of work, and 4-5 weeks after 10 years.

The difference between the highest and lowest wage after tax is generally no more than 2-3 times. So Canada is a paradise for ordinary people and a place of sacrifice for willing tax heroes.

The difference is that those with high incomes can invest in tax shelters, have good credit, get a bank to lend them more money, and pay very little to buy a very expensive car or a very expensive house, which is very well respected, especially by banks and investment brokers. The money that falls into your pocket is actually not as much as you think.

Fresh graduates can buy a house with a 5% down payment (singles usually buy a condo for around $200,000, and some people with high incomes buy $300,000-400,000) as long as they have a job. Buy a car without a down payment, every month mortgage can be, 200-300 per month ordinary level of Japanese American cars, 500-700 Mercedes-Benz BMW, other luxury cars are more expensive. Car double insurance ranging from 800-1200. Buy used is cheaper.

Around the just graduated a few years of college students, find a job to buy a house and a car, but to live carefully. The overall feeling is that it's easier and happier than for domestic college graduates to have a head start.

Here is a very simple and legitimate income, personal finances are open and transparent to the government, and every penny is taxed. If you spend much more than you earn, you will be audited.

The minimum income is relatively high, now $10 per hour, and the welfare and living standards of low-income people are relatively high, so they don't have to pay for their children's tuition, food (school meals), medical care for the whole family, and live in low-cost housing, and the community and churches have a variety of free services, such as Chinese food, clothing, maternity food, food, childcare, summer camps, soccer teams, bands, donations, and so on, a variety of services. .