Generally speaking, the charges for residents' health insurance include two parts: individual contribution and financial subsidy. The individual contribution is borne by the individual and the financial subsidy is borne by the government. The exact amount and method of contribution may vary by region and policy, so you need to pay attention to the notices or announcements of your local health insurance department. Meanwhile, it should be reminded that the contribution standard of the residents' medical insurance may be adjusted according to the policy changes, so it is recommended to pay attention to the notices or announcements of the local medical insurance department in time to know the latest fee standard.
The benefits of paying medical insurance are as follows:
1. It is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development. In turn, the establishment and improvement of the medical insurance system will further promote social progress and the development of production. On the one hand, medical insurance relieves workers of their worries and enables them to work without fear, which can improve labor productivity and promote the development of production: on the other hand, it also ensures the physical and mental health of workers and ensures normal reproduction of the labor force;
2. It regulates the difference in income and embodies the fairness of society. Medical insurance is an important means of income redistribution through the collection of medical insurance premiums and the reimbursement of medical insurance service fees;
3. It is an important guarantee for maintaining social stability. Medical insurance provides economic assistance to sick workers, helps to eliminate social instability caused by disease, and is an important social mechanism for adjusting social relations and social conflicts;
4. An important means of promoting social civilization and progress. Medical insurance and social mutual *** relief social system, by sharing the risk of disease costs among the participants, reflecting the "one party in trouble, eight parties to support" a new type of social relations, is conducive to the promotion of social civilization and progress;
5, to promote the reform of the economic system, in particular, the reform of state-owned enterprises is an important guarantee.
In summary, the 2024 Nantong residents' health insurance cost adjustment program aims to reasonably adjust the cost standard of Nantong residents' health insurance according to the economic development and changes in medical costs, in order to ensure that residents enjoy reasonable medical protection.
Legal basis:
The Social Insurance Law of the People's Republic of China
Article 2
The state establishes a social insurance system of basic old-age insurance, basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance, etc., and guarantees the citizens' rights to obtain material help from the state and society according to the law in the case of old age, sickness, work-related injury, unemployment and childbirth. rights.